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INS vs QYLD: Dividend Comparison 2026

INS yields 6.28% · QYLD yields 12.24%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 QYLD wins by $5.8K in total portfolio value· pulled ahead in Year 8
10 years
INS
INS
● Live price
6.28%
Share price
$40.15
Annual div
$2.52
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.8K
Annual income
$0.65
Full INS calculator →
QYLD
Global X Nasdaq 100 Covered Call ETF
● Live price
12.24%
Share price
$16.70
Annual div
$2.04
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$6,038.84
Full QYLD calculator →

Portfolio growth — INS vs QYLD

📍 QYLD pulled ahead of the other in Year 8

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodINSQYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, INS + QYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
INS pays
QYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

INS
Annual income on $10K today (after 15% tax)
$533.50/yr
After 10yr DRIP, annual income (after tax)
$0.55/yr
QYLD
Annual income on $10K today (after 15% tax)
$1,040.82/yr
After 10yr DRIP, annual income (after tax)
$5,133.01/yr
At 15% tax rate, QYLD beats the other by $5,132.46/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of INS + QYLD for your $10,000?

INS: 50%QYLD: 50%
100% QYLD50/50100% INS
Portfolio after 10yr
$23.7K
Annual income
$3,019.74/yr
Blended yield
12.76%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on INS right now

INS
Analyst Ratings
1
Buy
1
Hold
Consensus: Buy
Altman Z
15.8
Piotroski
7/9
QYLD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

INS buys
0
QYLD buys
0
No recent congressional trades found for INS or QYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricINSQYLD
Forward yield6.28%12.24%
Annual dividend / share$2.52$2.04
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0%
Portfolio after 10y$20.8K$26.5K
Annual income after 10y$0.65$6,038.84
Total dividends collected$639.00$28.5K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: INS vs QYLD ($10,000, DRIP)

YearINS PortfolioINS Income/yrQYLD PortfolioQYLD Income/yrGap
1$11,014$313.82$10,384$1,224.49+$630.00INS
2$11,946$161.51$10,900$1,388.18+$1.0KINS
3$12,864$81.86$11,576$1,590.76+$1.3KINS
4$13,806$41.19$12,447$1,844.20+$1.4KINS
5$14,793$20.66$13,567$2,164.97+$1.2KINS
6$15,839$10.34$15,003$2,576.05+$836.00INS
7$16,953$5.18$16,853$3,110.04+$100.00INS
8← crossover$18,142$2.59$19,251$3,813.85$1.1KQYLD
9$19,414$1.29$22,390$4,756.08$3.0KQYLD
10$20,773$0.65$26,548$6,038.84$5.8KQYLD

INS vs QYLD: Complete Analysis 2026

INSStock

CoreCard Corporation, through its subsidiary, CoreCard Software, Inc., provides technology solutions and processing services to the financial technology and services market in the United States and European Union. The company designs, develops, and markets a suite of software solutions to program managers, accounts receivable businesses, financial institutions, retailers, and processors to manage their credit and debit cards, prepaid cards, private label cards, fleet cards, loyalty programs, and accounts receivable and loan transactions. Its software solutions allow companies to offer various types of debit and credit cards, as well as installment and revolving loans; set up and maintain account data; record advances and payments; assess fees, interests, and other charges; resolve disputes and chargebacks; manage collections of accounts receivable; generate reports; and settle transactions with financial institutions and network associations. The company was formerly known as Intelligent Systems Corporation and changed its name to CoreCard Corporation in December 2021. CoreCard Corporation was founded in 1973 and is headquartered in Norcross, Georgia.

Full INS Calculator →

QYLDETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.