Is INTX or XYLD a better dividend investment in 2026?

INTX currently yields 54.50% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: INTX offers higher current income.

What is the dividend yield difference between INTX and XYLD?

INTX has a forward dividend yield of 54.50% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 43.52 percentage points.

Home › Compare › INTX vs XYLD

INTX vs XYLD: Dividend Comparison 2026

INTX yields 54.50% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 INTX wins by $5.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

INTX

● Live price

54.50%

Share price

$3.67

Annual div

$2.00

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$30.6K

Annual income

$8.27

Full INTX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — INTX vs XYLD

📍 INTX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	INTX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, INTX + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

INTX pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

INTX

Annual income on $10K today (after 15% tax)

$4,632.15/yr

After 10yr DRIP, annual income (after tax)

$7.03/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,729.14/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of INTX + XYLD for your $10,000?

INTX: 50%XYLD: 50%

100% XYLD50/50100% INTX

Portfolio after 10yr

$27.9K

Annual income

$1,613.65/yr

Blended yield

5.78%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

INTX buys

XYLD buys

No recent congressional trades found for INTX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricINTXXYLD

Forward yield	54.50% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$30.6K ✓	$25.3K
Annual income after 10y	$8.27	$3,219.02 ✓
Total dividends collected	$6.4K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: INTX vs XYLD ($10,000, DRIP)

Year	INTX Portfolio	INTX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$13,425	$2,724.80	$10,818	$1,098.39	+$2.6K → INTX
2	$16,074	$1,709.34	$11,738	$1,222.51	+$4.3K → INTX
3	$18,155	$956.37	$12,774	$1,364.64	+$5.4K → INTX
4	$19,931	$504.78	$13,944	$1,527.86	+$6.0K → INTX
5	$21,585	$258.95	$15,270	$1,715.87	+$6.3K → INTX
6	$23,227	$131.05	$16,775	$1,933.09	+$6.5K → INTX
7	$24,919	$65.89	$18,490	$2,184.87	+$6.4K → INTX
8	$26,696	$33.03	$20,450	$2,477.63	+$6.2K → INTX
9	$28,582	$16.54	$22,697	$2,819.19	+$5.9K → INTX
10	$30,591	$8.27	$25,280	$3,219.02	+$5.3K → INTX

INTX vs XYLD: Complete Analysis 2026

INTX — Stock

A U.S.-based provider of identity risk management and privacy protection services (Identity Guard brand), offering credit monitoring, identity theft recovery, breach response, and related privacy tools to consumers and businesses in the U.S. and Canada.

Full INTX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this INTX vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

INTX vs SCHD INTX vs JEPI INTX vs O INTX vs KO INTX vs MAIN INTX vs QYLD INTX vs JEPQ INTX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.