Is INVRF or FCPT a better dividend investment in 2026?

INVRF currently yields 1012.15% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: INVRF offers higher current income.

What is the dividend yield difference between INVRF and FCPT?

INVRF has a forward dividend yield of 1012.15% ($2.00/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 1006.10 percentage points.

Home › Compare › INVRF vs FCPT

INVRF vs FCPT: Dividend Comparison 2026

INVRF yields 1012.15% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 INVRF wins by $20937476.49M in total portfolio value

INVESTMENT

TIME HORIZON10 years

INVRF

● Live price

1012.15%

Share price

$0.20

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20937476.54M

Annual income

$17,530,369,411,858.64

Full INVRF calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — INVRF vs FCPT

📍 INVRF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	INVRF	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, INVRF + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

INVRF pays

FCPT pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

INVRF

Annual income on $10K today (after 15% tax)

$86,032.39/yr

After 10yr DRIP, annual income (after tax)

$14,900,814,000,079.84/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, INVRF beats the other by $14,900,813,995,170.86/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of INVRF + FCPT for your $10,000?

INVRF: 50%FCPT: 50%

100% FCPT50/50100% INVRF

Portfolio after 10yr

$10468738.30M

Annual income

$8,765,184,708,816.96/yr

Blended yield

83.73%

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Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

INVRF

No analyst data

Altman Z

-13.3

Piotroski

3/9

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

INVRF buys

FCPT buys

No recent congressional trades found for INVRF or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricINVRFFCPT

Forward yield	1012.15% ✓	6.05%
Annual dividend / share	$2.00 ✓	$1.43
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	15.8% ✓
Portfolio after 10y	$20937476.54M ✓	$49.1K
Annual income after 10y	$17,530,369,411,858.64 ✓	$5,775.28
Total dividends collected	$20677585.76M ✓	$24.1K
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: INVRF vs FCPT ($10,000, DRIP)

Year	INVRF Portfolio	INVRF Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1← crossover	$111,915	$101,214.57	$11,401	$700.92	+$100.5K → INVRF
2	$1,178,383	$1,058,634.22	$13,064	$864.84	+$1.17M → INVRF
3	$11,678,331	$10,417,461.39	$15,051	$1,072.48	+$11.66M → INVRF
4	$108,983,636	$96,487,821.83	$17,442	$1,337.22	+$108.97M → INVRF
5	$958,141,783	$841,529,292.47	$20,340	$1,677.08	+$958.12M → INVRF
6	$7,939,602,895	$6,914,391,186.81	$23,880	$2,116.57	+$7939.58M → INVRF
7	$62,042,871,545	$53,547,496,447.51	$28,241	$2,689.36	+$62042.84M → INVRF
8	$457,450,470,126	$391,064,597,573.52	$33,660	$3,442.07	+$457450.44M → INVRF
9	$3,184,212,271,265	$2,694,740,268,229.93	$40,456	$4,439.95	+$3184212.23M → INVRF
10	$20,937,476,542,112	$17,530,369,411,858.64	$49,063	$5,775.28	+$20937476.49M → INVRF

INVRF vs FCPT: Complete Analysis 2026

INVRF — Stock

Inverite Insights Inc. provides AI-driven software focusing on real-time financial data that empowers business lenders and financial institutions to transact with consumers for data enrichment, identify-KYC, risk management, and compliance. The company operates a cloud-based transactional and Risk Model as a Service (RMaaS) platform; and offers open banking and consumer-directed finance solutions comprising banking verification solutions to the financial services industry for income verification, credit decisioning, fraud reduction, and know-your client/anti-money laundering purposes. It also provides B2B solutions, such as ID verification, risk score, micro check, and bank verification. The company was formerly known as Marble Financial Inc. and changed its name to Inverite Insights Inc. in January 2024. Inverite Insights Inc. was incorporated in 2015 and is headquartered in Vancouver, Canada.

Full INVRF Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.