Is INVVY or XYLD a better dividend investment in 2026?

INVVY currently yields 2.91% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between INVVY and XYLD?

INVVY has a forward dividend yield of 2.91% ($0.64/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 8.07 percentage points.

Home › Compare › INVVY vs XYLD

INVVY vs XYLD: Dividend Comparison 2026

INVVY yields 2.91% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $1.2K in total portfolio value· pulled ahead in Year 8

INVESTMENT

TIME HORIZON10 years

INVVY

● Live price

2.91%

Share price

$21.85

Annual div

$0.64

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.1K

Annual income

$350.58

Full INVVY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — INVVY vs XYLD

📍 XYLD pulled ahead of the other in Year 8

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	INVVY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, INVVY + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

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Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

INVVY pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

INVVY

Annual income on $10K today (after 15% tax)

$247.08/yr

After 10yr DRIP, annual income (after tax)

$297.99/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,438.17/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of INVVY + XYLD for your $10,000?

INVVY: 50%XYLD: 50%

100% XYLD50/50100% INVVY

Portfolio after 10yr

$24.7K

Annual income

$1,784.80/yr

Blended yield

7.23%

📊

Analyst Conviction Gap

Where Wall Street is split right now

INVVY

Analyst Ratings

Hold

Consensus: Hold

Price Target

$50.00

+128.9% upside vs current

Range: $50.00 — $50.00

Altman Z

2.8

Piotroski

2/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

INVVY buys

XYLD buys

No recent congressional trades found for INVVY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricINVVYXYLD

Forward yield	2.91%	10.98% ✓
Annual dividend / share	$0.64	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$24.1K	$25.3K ✓
Annual income after 10y	$350.58	$3,219.02 ✓
Total dividends collected	$3.2K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: INVVY vs XYLD ($10,000, DRIP)

Year	INVVY Portfolio	INVVY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1	$10,991	$290.68	$10,818	$1,098.39	+$173.00 → INVVY
2	$12,059	$298.57	$11,738	$1,222.51	+$321.00 → INVVY
3	$13,209	$306.15	$12,774	$1,364.64	+$435.00 → INVVY
4	$14,447	$313.42	$13,944	$1,527.86	+$503.00 → INVVY
5	$15,779	$320.37	$15,270	$1,715.87	+$509.00 → INVVY
6	$17,210	$327.01	$16,775	$1,933.09	+$435.00 → INVVY
7	$18,748	$333.34	$18,490	$2,184.87	+$258.00 → INVVY
8← crossover	$20,400	$339.38	$20,450	$2,477.63	$50.00 → XYLD
9	$22,173	$345.12	$22,697	$2,819.19	$524.00 → XYLD
10	$24,076	$350.58	$25,280	$3,219.02	$1.2K → XYLD

INVVY vs XYLD: Complete Analysis 2026

INVVY — Stock

Indivior PLC, together with its subsidiaries, engages in the development, manufacture, and sale of buprenorphine-based prescription drugs for the treatment of opioid dependence and co-occurring disorders. The company's product pipeline focuses on treating opioid use disorder, addiction, and schizophrenia. It markets and promotes SUBLOCADE injection for subcutaneous use; and SUBOXONE sublingual film, SUBOXONE sublingual tablet, and SUBUTEX sublingual tablet, as well as sells legacy products that include Temgesic, Burpex, and Buprenex. The company operates in approximately 40 countries worldwide. Indivior PLC has research collaboration agreement with Addex Therapeutics Ltd. The company was incorporated in 2014 and is headquartered in North Chesterfield, Virginia.

Full INVVY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.