Is IOBAX or VYM a better dividend investment in 2026?

IOBAX currently yields 7.34% with a 5% 5-year dividend growth rate. VYM yields 2.37% with 7.8% growth. The better choice depends on your goal: IOBAX offers higher current income.

What is the dividend yield difference between IOBAX and VYM?

IOBAX has a forward dividend yield of 7.34% ($0.61/share annually). VYM yields 2.37% ($3.51/share annually). The yield gap is 4.97 percentage points.

Home › Compare › IOBAX vs VYM

IOBAX vs VYM: Dividend Comparison 2026

IOBAX yields 7.34% · VYM yields 2.37%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 IOBAX wins by $4.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

IOBAX

● Live price

7.34%

Share price

$8.33

Annual div

$0.61

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$32.5K

Annual income

$1,170.01

Full IOBAX calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.37%

Share price

$148.10

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$272.94

Full VYM calculator →

Portfolio growth — IOBAX vs VYM

📍 IOBAX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IOBAX	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, IOBAX + VYM cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

IOBAX pays

VYM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IOBAX

Annual income on $10K today (after 15% tax)

$624.18/yr

After 10yr DRIP, annual income (after tax)

$994.51/yr

VYM

Annual income on $10K today (after 15% tax)

$201.60/yr

After 10yr DRIP, annual income (after tax)

$232.00/yr

At 15% tax rate, IOBAX beats the other by $762.51/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IOBAX + VYM for your $10,000?

IOBAX: 50%VYM: 50%

100% VYM50/50100% IOBAX

Portfolio after 10yr

$30.1K

Annual income

$721.48/yr

Blended yield

2.39%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IOBAX buys

VYM buys

No recent congressional trades found for IOBAX or VYM in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIOBAXVYM

Forward yield	7.34% ✓	2.37%
Annual dividend / share	$0.61	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$32.5K ✓	$27.8K
Annual income after 10y	$1,170.01 ✓	$272.94
Total dividends collected	$9.6K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: IOBAX vs VYM ($10,000, DRIP)

Year	IOBAX Portfolio	IOBAX Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$11,434	$734.33	$11,147	$237.17	+$287.00 → IOBAX
2	$13,019	$784.73	$12,404	$242.33	+$615.00 → IOBAX
3	$14,766	$835.06	$13,780	$247.16	+$986.00 → IOBAX
4	$16,685	$885.12	$15,285	$251.67	+$1.4K → IOBAX
5	$18,787	$934.71	$16,932	$255.88	+$1.9K → IOBAX
6	$21,086	$983.64	$18,733	$259.81	+$2.4K → IOBAX
7	$23,594	$1,031.78	$20,701	$263.46	+$2.9K → IOBAX
8	$26,324	$1,078.96	$22,852	$266.86	+$3.5K → IOBAX
9	$29,292	$1,125.07	$25,201	$270.01	+$4.1K → IOBAX
10	$32,513	$1,170.01	$27,768	$272.94	+$4.7K → IOBAX

IOBAX vs VYM: Complete Analysis 2026

IOBAX — Stock

The fund normally invests at least 80% of its net assets, plus any borrowings for investment purposes, in a broad range of U.S. dollar-denominated fixed income products. These include corporate bonds, notes and debentures, and closed-end funds that invest at least 80% of their assets in fixed income securities, as well as U.S. government and agency securities.

Full IOBAX Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

📬

Get this IOBAX vs VYM comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

IOBAX vs SCHD IOBAX vs JEPI IOBAX vs O IOBAX vs KO IOBAX vs MAIN IOBAX vs VIG IOBAX vs DGRO IOBAX vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.