HomeCompareIOCT vs JEPI

IOCT vs JEPI: Dividend Comparison 2026

IOCT yields 5.75% · JEPI yields 8.56%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 JEPI wins by $104.00 in total portfolio value
10 years
IOCT
IOCT
● Live price
5.75%
Share price
$34.78
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.2K
Annual income
$829.89
Full IOCT calculator →
JEPI
JPMorgan Equity Premium Income ETF
● Live price
8.56%
Share price
$55.65
Annual div
$4.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.3K
Annual income
$1,573.67
Full JEPI calculator →

Portfolio growth — IOCT vs JEPI

📍 JEPI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIOCTJEPI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IOCT + JEPI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IOCT pays
JEPI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IOCT
Annual income on $10K today (after 15% tax)
$488.79/yr
After 10yr DRIP, annual income (after tax)
$705.41/yr
JEPI
Annual income on $10K today (after 15% tax)
$727.38/yr
After 10yr DRIP, annual income (after tax)
$1,337.62/yr
At 15% tax rate, JEPI beats the other by $632.21/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IOCT + JEPI for your $10,000?

IOCT: 50%JEPI: 50%
100% JEPI50/50100% IOCT
Portfolio after 10yr
$29.3K
Annual income
$1,201.77/yr
Blended yield
4.11%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IOCT buys
0
JEPI buys
0
No recent congressional trades found for IOCT or JEPI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIOCTJEPI
Forward yield5.75%8.56%
Annual dividend / share$2.00$4.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$29.2K$29.3K
Annual income after 10y$829.89$1,573.67
Total dividends collected$7.1K$12.0K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: IOCT vs JEPI ($10,000, DRIP)

YearIOCT PortfolioIOCT Income/yrJEPI PortfolioJEPI Income/yrGap
1← crossover$11,275$575.04$11,276$855.74$1.00JEPI
2$12,670$605.95$12,675$926.02$5.00JEPI
3$14,194$636.38$14,207$999.01$13.00JEPI
4$15,853$666.25$15,878$1,074.57$25.00JEPI
5$17,659$695.48$17,697$1,152.57$38.00JEPI
6$19,619$724.00$19,674$1,232.87$55.00JEPI
7$21,744$751.74$21,815$1,315.29$71.00JEPI
8$24,044$778.66$24,131$1,399.68$87.00JEPI
9$26,532$804.72$26,630$1,485.86$98.00JEPI
10$29,219$829.89$29,323$1,573.67$104.00JEPI

IOCT vs JEPI: Complete Analysis 2026

IOCTStock

The Innovator International Developed Power Buffer ETF seeks to track the return of the iShares MSCI EAFE ETF (EFA), up to a predetermined cap, while buffering investors against the first 15% of losses over the outcome period. The ETF can be held indefinitely, resetting at the end of each outcome period, approximately annually.

Full IOCT Calculator →

JEPIETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.