Is IOFB or MO a better dividend investment in 2026?

IOFB currently yields 50.07% with a 5% 5-year dividend growth rate. MO yields 6.27% with 4.3% growth. The better choice depends on your goal: IOFB offers higher current income.

What is the dividend yield difference between IOFB and MO?

IOFB has a forward dividend yield of 50.07% ($21.53/share annually). MO yields 6.27% ($4.20/share annually). The yield gap is 43.80 percentage points.

Home › Compare › IOFB vs MO

IOFB vs MO: Dividend Comparison 2026

IOFB yields 50.07% · MO yields 6.27%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 IOFB wins by $339.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

IOFB

● Live price

50.07%

Share price

$42.99

Annual div

$21.53

5Y div CAGR

0.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$417.0K

Annual income

$87,332.70

Full IOFB calculator →

Altria Group Inc.

● Live price

6.27%

Share price

$67.02

Annual div

$4.20

5Y div CAGR

22.6%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$77.7K

Annual income

$28,968.54

Full MO calculator →

Portfolio growth — IOFB vs MO

📍 IOFB pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IOFB	MO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IOFB + MO cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

IOFB pays

MO pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IOFB

Annual income on $10K today (after 15% tax)

$4,256.13/yr

After 10yr DRIP, annual income (after tax)

$74,232.80/yr

Annual income on $10K today (after 15% tax)

$532.68/yr

After 10yr DRIP, annual income (after tax)

$24,623.26/yr

At 15% tax rate, IOFB beats the other by $49,609.54/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of IOFB + MO for your $10,000?

IOFB: 50%MO: 50%

100% MO50/50100% IOFB

Portfolio after 10yr

$247.4K

Annual income

$58,150.62/yr

Blended yield

23.51%

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Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

IOFB

No analyst data

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$61.25

-8.6% upside vs current

Range: $47.00 — $68.00

Altman Z

3.2

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IOFB buys

MO buys

No recent congressional trades found for IOFB or MO in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIOFBMO

Forward yield	50.07% ✓	6.27%
Annual dividend / share	$21.53 ✓	$4.20
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0.4%	22.6% ✓
Portfolio after 10y	$417.0K ✓	$77.7K
Annual income after 10y	$87,332.70 ✓	$28,968.54
Total dividends collected	$335.0K ✓	$72.0K
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: IOFB vs MO ($10,000, DRIP)

Year	IOFB Portfolio	IOFB Income/yr	MO Portfolio	MO Income/yr	Gap
1← crossover	$15,727	$5,027.24	$10,558	$768.31	+$5.2K → IOFB
2	$24,247	$7,418.77	$11,352	$1,015.87	+$12.9K → IOFB
3	$36,676	$10,732.13	$12,482	$1,367.86	+$24.2K → IOFB
4	$54,476	$15,232.30	$14,103	$1,883.39	+$40.4K → IOFB
5	$79,519	$21,229.24	$16,472	$2,664.91	+$63.0K → IOFB
6	$114,162	$29,076.87	$20,024	$3,897.79	+$94.1K → IOFB
7	$161,323	$39,169.64	$25,537	$5,933.74	+$135.8K → IOFB
8	$224,552	$51,936.72	$34,478	$9,476.77	+$190.1K → IOFB
9	$308,104	$67,833.77	$49,776	$16,022.63	+$258.3K → IOFB
10	$417,004	$87,332.70	$77,699	$28,968.54	+$339.3K → IOFB

IOFB vs MO: Complete Analysis 2026

IOFB — Stock

As of June 9, 2022, Iowa First Bancshares Corp. was acquired by MidWestOne Financial Group, Inc.. Iowa First Bancshares Corp. operates as the bank holding company for First National Bank of Muscatine and First National Bank in Fairfield that provide various banking products and services for individuals, businesses, and governmental organizations in Iowa. It offers checking, savings, money market, and time deposit accounts; and commercial and industrial, commercial real estate owner and non-owner occupied, agriculture, residential real estate, and consumer and other loans. The company also provides safe deposit, funds transmitting, trust, debit and credit card, Internet banking, automated teller machine, and other banking services. It operates through 4 locations in Muscatine and 2 locations in Fairfield, Iowa. The company was founded in 1870 and is headquartered in Muscatine, Iowa.

Full IOFB Calculator →

MO — Consumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.