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IOUFF vs O: Dividend Comparison 2026

IOUFF yields 1243.01% · O yields 5.28%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 IOUFF wins by $128705710.69M in total portfolio value
10 years
IOUFF
IOUFF
● Live price
1243.01%
Share price
$0.16
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$128705710.72M
Annual income
$111,120,135,187,325.02
Full IOUFF calculator →
O
Realty Income Corporation
● Live price
5.28%
Share price
$61.15
Annual div
$3.23
5Y div CAGR
15.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$34.2K
Annual income
$5,102.74
Full O calculator →

Portfolio growth — IOUFF vs O

📍 IOUFF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIOUFFO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, IOUFF + O cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
IOUFF pays
O pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IOUFF
Annual income on $10K today (after 15% tax)
$105,655.69/yr
After 10yr DRIP, annual income (after tax)
$94,452,114,909,226.27/yr
O
Annual income on $10K today (after 15% tax)
$449.12/yr
After 10yr DRIP, annual income (after tax)
$4,337.33/yr
At 15% tax rate, IOUFF beats the other by $94,452,114,904,888.94/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of IOUFF + O for your $10,000?

IOUFF: 50%O: 50%
100% O50/50100% IOUFF
Portfolio after 10yr
$64352855.38M
Annual income
$55,560,067,596,213.88/yr
Blended yield
86.34%
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Analyst Conviction Gap

Where Wall Street is most bullish on O right now

IOUFF
No analyst data
Altman Z
1.7
Piotroski
2/9
O
Analyst Ratings
13
Buy
18
Hold
3
Sell
Consensus: Hold
Price Target
$64.00
+4.7% upside vs current
Range: $60.00 — $69.00
Altman Z
1.0
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IOUFF buys
0
O buys
0
No recent congressional trades found for IOUFF or O in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIOUFFO
Forward yield1243.01% ✓5.28%
Annual dividend / share$2.00$3.23 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%15.1% ✓
Portfolio after 10y$128705710.72M ✓$34.2K
Annual income after 10y$111,120,135,187,325.02 ✓$5,102.74
Total dividends collected$127399125.50M ✓$20.7K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: IOUFF vs O ($10,000, DRIP)

YearIOUFF PortfolioIOUFF Income/yrO PortfolioO Income/yrGap
1← crossover$135,001$124,300.81$10,818$608.16+$124.2K → IOUFF
2$1,712,741$1,568,290.61$11,787$741.68+$1.70M → IOUFF
3$20,427,720$18,595,086.80$12,946$911.00+$20.41M → IOUFF
4$229,130,558$207,272,897.61$14,345$1,127.94+$229.12M → IOUFF
5$2,417,980,210$2,172,810,513.19$16,056$1,409.05+$2417.96M → IOUFF
6$24,016,529,967$21,429,291,141.44$18,171$1,777.83+$24016.51M → IOUFF
7$224,619,103,924$198,921,416,859.28$20,820$2,268.21+$224619.08M → IOUFF
8$1,979,080,651,152$1,738,738,209,953.57$24,188$2,929.90+$1979080.63M → IOUFF
9$16,435,117,323,940$14,317,501,027,207.66$28,533$3,837.11+$16435117.30M → IOUFF
10$128,705,710,723,941$111,120,135,187,325.02$34,235$5,102.74+$128705710.69M → IOUFF

IOUFF vs O: Complete Analysis 2026

IOUFF — Stock

IOU Financial Inc., through its subsidiary, IOU Central Inc., operates an Internet-based commercial lending business in the United States. The company originates and sells commercial loans receivable; and services loans that are sold to institutional purchasers on a non-recourse basis. It serves medical and dental practices, grocery and retail stores, restaurant and hotel franchisees, and e-commerce companies. IOU Financial Inc. was founded in 1977 and is headquartered in Montreal, Canada.

Full IOUFF Calculator →

O — REIT

Realty Income, The Monthly Dividend Company, is an S&P 500 company dedicated to providing stockholders with dependable monthly income. The company is structured as a REIT, and its monthly dividends are supported by the cash flow from over 6,500 real estate properties owned under long-term lease agreements with our commercial clients. To date, the company has declared 608 consecutive common stock monthly dividends throughout its 52-year operating history and increased the dividend 109 times since Realty Income's public listing in 1994 (NYSE: O). The company is a member of the S&P 500 Dividend Aristocrats index. Additional information about the company can be obtained from the corporate website at www.realtyincome.com.

Full O Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.