Is IPAC or VYM a better dividend investment in 2026?

IPAC currently yields 4.26% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: IPAC offers higher current income.

What is the dividend yield difference between IPAC and VYM?

IPAC has a forward dividend yield of 4.26% ($3.16/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 1.85 percentage points.

Home › Compare › IPAC vs VYM

IPAC vs VYM: Dividend Comparison 2026

IPAC yields 4.26% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VYM wins by $1.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

IPAC

● Live price

4.26%

Share price

$74.26

Annual div

$3.16

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.4K

Annual income

$559.97

Full IPAC calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — IPAC vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IPAC	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IPAC + VYM cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

—

Jul

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Aug

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Sep

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Oct

—

Nov

—

Dec

—

IPAC pays

VYM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IPAC

Annual income on $10K today (after 15% tax)

$362.16/yr

After 10yr DRIP, annual income (after tax)

$475.97/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, IPAC beats the other by $239.21/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of IPAC + VYM for your $10,000?

IPAC: 50%VYM: 50%

100% VYM50/50100% IPAC

Portfolio after 10yr

$27.1K

Annual income

$419.26/yr

Blended yield

1.55%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IPAC buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIPACVYM

Forward yield	4.26% ✓	2.41%
Annual dividend / share	$3.16	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.4K	$27.8K ✓
Annual income after 10y	$559.97 ✓	$278.55
Total dividends collected	$5.0K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: IPAC vs VYM ($10,000, DRIP)

Year	IPAC Portfolio	IPAC Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$11,126	$426.07	$11,151	$241.44	$25.00 → VYM
2	$12,348	$443.04	$12,413	$246.79	$65.00 → VYM
3	$13,672	$459.53	$13,794	$251.79	$122.00 → VYM
4	$15,104	$475.51	$15,306	$256.47	$202.00 → VYM
5	$16,653	$490.96	$16,960	$260.84	$307.00 → VYM
6	$18,324	$505.88	$18,768	$264.92	$444.00 → VYM
7	$20,127	$520.24	$20,745	$268.71	$618.00 → VYM
8	$22,070	$534.05	$22,905	$272.24	$835.00 → VYM
9	$24,162	$547.29	$25,265	$275.51	$1.1K → VYM
10	$26,414	$559.97	$27,842	$278.55	$1.4K → VYM

IPAC vs VYM: Complete Analysis 2026

IPAC — Stock

The iShares Core MSCI Pacific ETF seeks to track the investment results of an index composed of large-, mid- and small-capitalization Pacific region equities.

Full IPAC Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.