Is IPE or SCHD a better dividend investment in 2026?

IPE currently yields 3.50% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: IPE offers higher current income.

What is the dividend yield difference between IPE and SCHD?

IPE has a forward dividend yield of 3.50% ($2.00/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 0.04 percentage points.

Home › Compare › IPE vs SCHD

IPE vs SCHD: Dividend Comparison 2026

IPE yields 3.50% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SCHD wins by $3.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

IPE

● Live price

3.50%

Share price

$57.12

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.1K

Annual income

$438.58

Full IPE calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — IPE vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IPE	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IPE + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

IPE pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IPE

Annual income on $10K today (after 15% tax)

$297.62/yr

After 10yr DRIP, annual income (after tax)

$372.79/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, IPE beats the other by $10.74/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of IPE + SCHD for your $10,000?

IPE: 50%SCHD: 50%

100% SCHD50/50100% IPE

Portfolio after 10yr

$27.0K

Annual income

$432.26/yr

Blended yield

1.60%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IPE buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIPESCHD

Forward yield	3.50% ✓	3.46%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$25.1K	$29.0K ✓
Annual income after 10y	$438.58 ✓	$425.95
Total dividends collected	$4.0K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: IPE vs SCHD ($10,000, DRIP)

Year	IPE Portfolio	IPE Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,050	$350.14	$11,226	$346.36	$176.00 → SCHD
2	$12,185	$361.60	$12,572	$357.38	$387.00 → SCHD
3	$13,411	$372.66	$14,046	$367.84	$635.00 → SCHD
4	$14,733	$383.31	$15,660	$377.73	$927.00 → SCHD
5	$16,158	$393.55	$17,425	$387.07	$1.3K → SCHD
6	$17,692	$403.37	$19,354	$395.86	$1.7K → SCHD
7	$19,343	$412.78	$21,461	$404.13	$2.1K → SCHD
8	$21,119	$421.78	$23,762	$411.89	$2.6K → SCHD
9	$23,028	$430.38	$26,272	$419.15	$3.2K → SCHD
10	$25,079	$438.58	$29,010	$425.95	$3.9K → SCHD

IPE vs SCHD: Complete Analysis 2026

IPE — Stock

IPE is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in IPE shares.

Full IPE Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.