HomeCompareIPFF vs XYLD

IPFF vs XYLD: Dividend Comparison 2026

IPFF yields 12.03% · XYLD yields 9.02%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 IPFF wins by $23.1K in total portfolio value
10 years
IPFF
IPFF
● Live price
12.03%
Share price
$16.62
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.2K
Annual income
$2,549.70
Full IPFF calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →

Portfolio growth — IPFF vs XYLD

📍 IPFF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIPFFXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IPFF + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IPFF pays
XYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IPFF
Annual income on $10K today (after 15% tax)
$1,022.86/yr
After 10yr DRIP, annual income (after tax)
$2,167.25/yr
XYLD
Annual income on $10K today (after 15% tax)
$766.32/yr
After 10yr DRIP, annual income (after tax)
$2,009.19/yr
At 15% tax rate, IPFF beats the other by $158.06/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IPFF + XYLD for your $10,000?

IPFF: 50%XYLD: 50%
100% XYLD50/50100% IPFF
Portfolio after 10yr
$32.7K
Annual income
$2,456.73/yr
Blended yield
7.52%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IPFF buys
0
XYLD buys
0
No recent congressional trades found for IPFF or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIPFFXYLD
Forward yield12.03%9.02%
Annual dividend / share$2.00$3.48
Payout ratio50%90%
1-year div growth0%-2.1%
5-year div CAGR0%0.5%
Portfolio after 10y$44.2K$21.1K
Annual income after 10y$2,549.70$2,363.75
Total dividends collected$18.6K$15.0K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: IPFF vs XYLD ($10,000, DRIP)

YearIPFF PortfolioIPFF Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,903$1,203.36$10,626$906.06+$1.3KIPFF
2$14,075$1,338.70$11,324$995.47+$2.8KIPFF
3$16,540$1,479.40$12,104$1,096.88+$4.4KIPFF
4$19,322$1,624.72$12,977$1,212.21+$6.3KIPFF
5$22,449$1,773.88$13,958$1,343.80+$8.5KIPFF
6$25,946$1,926.08$15,061$1,494.40+$10.9KIPFF
7$29,843$2,080.52$16,307$1,667.30+$13.5KIPFF
8$34,169$2,236.43$17,717$1,866.48+$16.5KIPFF
9$38,954$2,393.06$19,317$2,096.71+$19.6KIPFF
10$44,230$2,549.70$21,140$2,363.75+$23.1KIPFF

IPFF vs XYLD: Complete Analysis 2026

IPFFStock

The investment seeks to track the investment results of the S&P International Preferred Stock IndexTM composed of preferred stocks of non-U.S. developed markets. The fund will invest at least 80% of its assets in the component securities of the index and in investments that are substantially identical to the component securities of the index and may invest up to 20% of its assets in certain futures, options and swap contracts, cash and cash equivalents, as well as in securities not included in the index, but which BFA believes will help the fund track the index. The fund is non-diversified.

Full IPFF Calculator →

XYLDETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.