HomeCompareIPNAF vs CL

IPNAF vs CL: Dividend Comparison 2026

IPNAF yields 2.14% · CL yields 2.43%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 IPNAF wins by $13.7K in total portfolio value· pulled ahead in Year 3
10 years
IPNAF
IPNAF
● Live price
2.14%
Share price
$5.75
Annual div
$0.12
5Y div CAGR
37.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$54.5K
Annual income
$11,456.64
Full IPNAF calculator →
CL
CL
● Live price
2.43%
Share price
$85.73
Annual div
$2.08
5Y div CAGR
28.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.8K
Annual income
$5,401.96
Full CL calculator →

Portfolio growth — IPNAF vs CL

📍 IPNAF pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIPNAFCL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IPNAF + CL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IPNAF pays
CL pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IPNAF
Annual income on $10K today (after 15% tax)
$181.55/yr
After 10yr DRIP, annual income (after tax)
$9,738.14/yr
CL
Annual income on $10K today (after 15% tax)
$206.23/yr
After 10yr DRIP, annual income (after tax)
$4,591.67/yr
At 15% tax rate, IPNAF beats the other by $5,146.48/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IPNAF + CL for your $10,000?

IPNAF: 50%CL: 50%
100% CL50/50100% IPNAF
Portfolio after 10yr
$47.7K
Annual income
$8,429.30/yr
Blended yield
17.69%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

IPNAF
No analyst data
Altman Z
10.8
Piotroski
3/9
CL
Analyst Ratings
17
Buy
24
Hold
2
Sell
Consensus: Hold
Price Target
$92.45
+7.8% upside vs current
Range: $85.00 — $100.00
Altman Z
4.5
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IPNAF buys
0
CL buys
0
No recent congressional trades found for IPNAF or CL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIPNAFCL
Forward yield2.14%2.43%
Annual dividend / share$0.12$2.08
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR37.7%28.6%
Portfolio after 10y$54.5K$40.8K
Annual income after 10y$11,456.64$5,401.96
Total dividends collected$30.7K$18.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: IPNAF vs CL ($10,000, DRIP)

YearIPNAF PortfolioIPNAF Income/yrCL PortfolioCL Income/yrGap
1$10,994$294.10$11,012$312.01$18.00CL
2$12,180$416.11$12,196$412.95$16.00CL
3← crossover$13,626$593.25$13,599$549.66+$27.00IPNAF
4$15,434$854.10$15,288$736.64+$146.00IPNAF
5$17,759$1,244.99$17,353$995.28+$406.00IPNAF
6$20,846$1,843.60$19,926$1,357.80+$920.00IPNAF
7$25,090$2,784.93$23,194$1,873.82+$1.9KIPNAF
8$31,160$4,313.67$27,439$2,621.52+$3.7KIPNAF
9$40,235$6,894.36$33,088$3,727.38+$7.1KIPNAF
10$54,508$11,456.64$40,806$5,401.96+$13.7KIPNAF

IPNAF vs CL: Complete Analysis 2026

IPNAFStock

Information Planning CO., LTD. provides system consulting services primarily for financial institutions. It offers credit risk management related products, including comprehensive financial statement registration solution, collateral/real estate management, self-assessment/delinquency management, and risk measurement solutions. The company also provides loan related products, such as loan approval support, contract create support, benchmark aggregation, business feasibility evaluation support, and public relations support map systems; general affairs/accounting related products comprising fixed asset management, settlement business support, anti-social forces information check, investment management, expense payment office work support, and securities management systems; and tax/accounting related products, such as real-time connection and fixed asset management systems. In addition, it engages in the real estate leasing and management activities; and provision of development, planning, and system data input agency services. Information Planning CO., LTD. was incorporated in 1986 and is headquartered in Osaka, Japan.

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CLConsumer Staples

Colgate-Palmolive Company, together with its subsidiaries, manufactures and sells consumer products worldwide. The company operates through two segments, Oral, Personal and Home Care; and Pet Nutrition. The Oral, Personal and Home Care segment offers toothpaste, toothbrushes, mouthwash, bar and liquid hand soaps, shower gels, shampoos, conditioners, deodorants and antiperspirants, skin health products, dishwashing detergents, fabric conditioners, household cleaners, and other related items. This segment markets and sells its products under various brands, which include Colgate, Darlie, elmex, hello, meridol, Sorriso, Tom's of Maine, Irish Spring, Palmolive, Protex, Sanex, Softsoap, Lady Speed Stick, Speed Stick, EltaMD, Filorga, PCA SKIN, Ajax, Axion, Fabuloso, Murphy, Suavitel, Soupline, and Cuddly to a range of traditional and eCommerce retailers, wholesalers, and distributors. It also includes pharmaceutical products for dentists and other oral health professionals. The Pet Nutrition segment offers pet nutrition products for everyday nutritional needs under the Hill's Science Diet brand; and a range of therapeutic products to manage disease conditions in dogs and cats under the Hill's Prescription Diet brand. This segment markets and sells its products through pet supply retailers, veterinarians, and eCommerce retailers. Colgate-Palmolive Company was founded in 1806 and is headquartered in New York, New York.

Full CL Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.