HomeCompareIPNAF vs PM

IPNAF vs PM: Dividend Comparison 2026

IPNAF yields 2.14% · PM yields 3.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 IPNAF wins by $4.9K in total portfolio value· pulled ahead in Year 10
10 years
IPNAF
IPNAF
● Live price
2.14%
Share price
$5.75
Annual div
$0.12
5Y div CAGR
37.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$54.5K
Annual income
$11,456.64
Full IPNAF calculator →
PM
Philip Morris International
● Live price
3.49%
Share price
$164.83
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,502.61
Full PM calculator →

Portfolio growth — IPNAF vs PM

📍 IPNAF pulled ahead of the other in Year 10

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIPNAFPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IPNAF + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IPNAF pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IPNAF
Annual income on $10K today (after 15% tax)
$181.55/yr
After 10yr DRIP, annual income (after tax)
$9,738.14/yr
PM
Annual income on $10K today (after 15% tax)
$297.03/yr
After 10yr DRIP, annual income (after tax)
$2,127.22/yr
At 15% tax rate, IPNAF beats the other by $7,610.93/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IPNAF + PM for your $10,000?

IPNAF: 50%PM: 50%
100% PM50/50100% IPNAF
Portfolio after 10yr
$52.1K
Annual income
$6,979.63/yr
Blended yield
13.40%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

IPNAF
No analyst data
Altman Z
10.8
Piotroski
3/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.9% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IPNAF buys
0
PM buys
5
PoliticianChamberTickerTypeAmountDate
Julia Letlow🏢 House$PM▼ Sell$1,001 - $15,0002026-02-05
Julie Johnson🏢 House$PM▼ Sell$1,001 - $15,0002025-12-18
Julie Johnson🏢 House$PM▼ Sell$1,001 - $15,0002025-11-13
Ro Khanna🏢 House$PM▼ Sell$1,001 - $15,0002025-10-30
Ro Khanna🏢 House$PM▼ Sell$1,001 - $15,0002025-10-30
Ro Khanna🏢 House$PM▲ Buy$1,001 - $15,0002025-09-29
Ro Khanna🏢 House$PM▲ Buy$15,001 - $50,0002025-09-05
Ro Khanna🏢 House$PM▲ Buy$15,001 - $50,0002025-08-26
Julie Johnson🏢 House$PM▼ Sell$1,001 - $15,0002025-08-14
Julie Johnson🏢 House$PM▼ Sell$1,001 - $15,0002025-07-22
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIPNAFPM
Forward yield2.14%3.49%
Annual dividend / share$0.12$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR37.7%17.2%
Portfolio after 10y$54.5K$49.6K
Annual income after 10y$11,456.64$2,502.61
Total dividends collected$30.7K$11.8K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: IPNAF vs PM ($10,000, DRIP)

YearIPNAF PortfolioIPNAF Income/yrPM PortfolioPM Income/yrGap
1$10,994$294.10$11,650$409.56$656.00PM
2$12,180$416.11$13,592$497.49$1.4KPM
3$13,626$593.25$15,882$605.21$2.3KPM
4$15,434$854.10$18,589$737.41$3.2KPM
5$17,759$1,244.99$21,794$899.94$4.0KPM
6$20,846$1,843.60$25,597$1,100.16$4.8KPM
7$25,090$2,784.93$30,118$1,347.30$5.0KPM
8$31,160$4,313.67$35,505$1,652.97$4.3KPM
9$40,235$6,894.36$41,940$2,031.88$1.7KPM
10← crossover$54,508$11,456.64$49,643$2,502.61+$4.9KIPNAF

IPNAF vs PM: Complete Analysis 2026

IPNAFStock

Information Planning CO., LTD. provides system consulting services primarily for financial institutions. It offers credit risk management related products, including comprehensive financial statement registration solution, collateral/real estate management, self-assessment/delinquency management, and risk measurement solutions. The company also provides loan related products, such as loan approval support, contract create support, benchmark aggregation, business feasibility evaluation support, and public relations support map systems; general affairs/accounting related products comprising fixed asset management, settlement business support, anti-social forces information check, investment management, expense payment office work support, and securities management systems; and tax/accounting related products, such as real-time connection and fixed asset management systems. In addition, it engages in the real estate leasing and management activities; and provision of development, planning, and system data input agency services. Information Planning CO., LTD. was incorporated in 1986 and is headquartered in Osaka, Japan.

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PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.