Is IPOF or ORCC a better dividend investment in 2026?

IPOF currently yields 19.94% with a 5% 5-year dividend growth rate. ORCC yields 4.00% with 5% growth. The better choice depends on your goal: IPOF offers higher current income.

What is the dividend yield difference between IPOF and ORCC?

IPOF has a forward dividend yield of 19.94% ($2.00/share annually). ORCC yields 4.00% ($2.00/share annually). The yield gap is 15.94 percentage points.

Home › Compare › IPOF vs ORCC

IPOF vs ORCC: Dividend Comparison 2026

IPOF yields 19.94% · ORCC yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 IPOF wins by $44.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

IPOF

● Live price

19.94%

Share price

$10.03

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$72.8K

Annual income

$6,696.04

Full IPOF calculator →

ORCC

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full ORCC calculator →

Portfolio growth — IPOF vs ORCC

📍 IPOF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IPOF	ORCC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, IPOF + ORCC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

IPOF pays

ORCC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IPOF

Annual income on $10K today (after 15% tax)

$1,694.92/yr

After 10yr DRIP, annual income (after tax)

$5,691.63/yr

ORCC

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, IPOF beats the other by $4,927.32/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IPOF + ORCC for your $10,000?

IPOF: 50%ORCC: 50%

100% ORCC50/50100% IPOF

Portfolio after 10yr

$50.4K

Annual income

$3,797.62/yr

Blended yield

7.53%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on ORCC right now

IPOF

No analyst data

ORCC

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$16.00

-68.0% upside vs current

Range: $16.00 — $16.00

Altman Z

0.5

Piotroski

5/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IPOF buys

ORCC buys

No recent congressional trades found for IPOF or ORCC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIPOFORCC

Forward yield	19.94% ✓	4.00%
Annual dividend / share	$2.00	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$72.8K ✓	$28.0K
Annual income after 10y	$6,696.04 ✓	$899.19
Total dividends collected	$41.3K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	BDC

Year-by-year: IPOF vs ORCC ($10,000, DRIP)

Year	IPOF Portfolio	IPOF Income/yr	ORCC Portfolio	ORCC Income/yr	Gap
1← crossover	$12,694	$1,994.02	$11,120	$420.00	+$1.6K → IPOF
2	$15,948	$2,365.62	$12,357	$458.31	+$3.6K → IPOF
3	$19,842	$2,777.63	$13,721	$499.76	+$6.1K → IPOF
4	$24,461	$3,229.74	$15,227	$544.58	+$9.2K → IPOF
5	$29,894	$3,721.06	$16,885	$593.02	+$13.0K → IPOF
6	$36,237	$4,250.09	$18,713	$645.34	+$17.5K → IPOF
7	$43,588	$4,814.79	$20,724	$701.81	+$22.9K → IPOF
8	$52,052	$5,412.68	$22,938	$762.73	+$29.1K → IPOF
9	$61,737	$6,040.84	$25,372	$828.41	+$36.4K → IPOF
10	$72,754	$6,696.04	$28,047	$899.19	+$44.7K → IPOF

IPOF vs ORCC: Complete Analysis 2026

IPOF — Stock

Social Capital Hedosophia Holdings Corp. VI does not have significant operations. It intends to effect a merger, share exchange, asset acquisition, share purchase, reorganization, or similar business combination with one or more businesses in the technology industries. The company was incorporated in 2020 and is based in Menlo Park, California.

Full IPOF Calculator →

ORCC — BDC

ORCC is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in ORCC shares.

Full ORCC Calculator →

📬

Get this IPOF vs ORCC comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

IPOF vs SCHD IPOF vs JEPI IPOF vs O IPOF vs KO IPOF vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.