Is IPOOF or VYM a better dividend investment in 2026?

IPOOF currently yields 4.39% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: IPOOF offers higher current income.

What is the dividend yield difference between IPOOF and VYM?

IPOOF has a forward dividend yield of 4.39% ($0.56/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 1.98 percentage points.

Home › Compare › IPOOF vs VYM

IPOOF vs VYM: Dividend Comparison 2026

IPOOF yields 4.39% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VYM wins by $1.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

IPOOF

● Live price

4.39%

Share price

$12.87

Annual div

$0.56

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.6K

Annual income

$581.62

Full IPOOF calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — IPOOF vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IPOOF	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IPOOF + VYM cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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IPOOF pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IPOOF

Annual income on $10K today (after 15% tax)

$373.11/yr

After 10yr DRIP, annual income (after tax)

$494.38/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, IPOOF beats the other by $257.61/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of IPOOF + VYM for your $10,000?

IPOOF: 50%VYM: 50%

100% VYM50/50100% IPOOF

Portfolio after 10yr

$27.2K

Annual income

$430.08/yr

Blended yield

1.58%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IPOOF buys

VYM buys

No recent congressional trades found for IPOOF or VYM in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIPOOFVYM

Forward yield	4.39% ✓	2.41%
Annual dividend / share	$0.56	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.6K	$27.8K ✓
Annual income after 10y	$581.62 ✓	$278.55
Total dividends collected	$5.1K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: IPOOF vs VYM ($10,000, DRIP)

Year	IPOOF Portfolio	IPOOF Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$11,139	$438.96	$11,151	$241.44	$12.00 → VYM
2	$12,376	$456.97	$12,413	$246.79	$37.00 → VYM
3	$13,716	$474.49	$13,794	$251.79	$78.00 → VYM
4	$15,168	$491.49	$15,306	$256.47	$138.00 → VYM
5	$16,738	$507.95	$16,960	$260.84	$222.00 → VYM
6	$18,433	$523.85	$18,768	$264.92	$335.00 → VYM
7	$20,263	$539.17	$20,745	$268.71	$482.00 → VYM
8	$22,235	$553.91	$22,905	$272.24	$670.00 → VYM
9	$24,360	$568.06	$25,265	$275.51	$905.00 → VYM
10	$26,646	$581.62	$27,842	$278.55	$1.2K → VYM

IPOOF vs VYM: Complete Analysis 2026

IPOOF — Stock

InPlay Oil Corp. engages in the acquisition, exploration, development, and production of petroleum and natural gas properties in Canada. The company produces and sells crude oil, natural gas, and natural gas liquids. It primarily holds interests in the Cardium assets located in West Central Alberta that focus on the Pembina and Willesden Green pools. The company also holds interest in the Belly River light oil property; and the Duvernay light oil play. InPlay Oil Corp. is headquartered in Calgary, Canada.

Full IPOOF Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.