Is IPSAX or DVY a better dividend investment in 2026?

IPSAX currently yields 16.10% with a 5% 5-year dividend growth rate. DVY yields 3.50% with 5% growth. The better choice depends on your goal: IPSAX offers higher current income.

What is the dividend yield difference between IPSAX and DVY?

IPSAX has a forward dividend yield of 16.10% ($1.49/share annually). DVY yields 3.50% ($5.25/share annually). The yield gap is 12.60 percentage points.

Home › Compare › IPSAX vs DVY

IPSAX vs DVY: Dividend Comparison 2026

IPSAX yields 16.10% · DVY yields 3.50%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 IPSAX wins by $32.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

IPSAX

● Live price

16.10%

Share price

$9.28

Annual div

$1.49

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$57.3K

Annual income

$4,336.64

Full IPSAX calculator →

DVY

● Live price

3.50%

Share price

$150.03

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.1K

Annual income

$437.78

Full DVY calculator →

Portfolio growth — IPSAX vs DVY

📍 IPSAX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IPSAX	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IPSAX + DVY cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

—

Jul

—

Aug

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Sep

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Oct

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Nov

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Dec

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IPSAX pays

DVY pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IPSAX

Annual income on $10K today (after 15% tax)

$1,368.61/yr

After 10yr DRIP, annual income (after tax)

$3,686.14/yr

DVY

Annual income on $10K today (after 15% tax)

$297.17/yr

After 10yr DRIP, annual income (after tax)

$372.11/yr

At 15% tax rate, IPSAX beats the other by $3,314.03/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of IPSAX + DVY for your $10,000?

IPSAX: 50%DVY: 50%

100% DVY50/50100% IPSAX

Portfolio after 10yr

$41.2K

Annual income

$2,387.21/yr

Blended yield

5.80%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IPSAX buys

DVY buys

No recent congressional trades found for IPSAX or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIPSAXDVY

Forward yield	16.10% ✓	3.50%
Annual dividend / share	$1.49	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$57.3K ✓	$25.1K
Annual income after 10y	$4,336.64 ✓	$437.78
Total dividends collected	$28.9K ✓	$4.0K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: IPSAX vs DVY ($10,000, DRIP)

Year	IPSAX Portfolio	IPSAX Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$12,310	$1,610.13	$11,050	$349.62	+$1.3K → IPSAX
2	$15,024	$1,852.42	$12,184	$361.04	+$2.8K → IPSAX
3	$18,189	$2,112.94	$13,409	$372.07	+$4.8K → IPSAX
4	$21,853	$2,390.65	$14,730	$382.68	+$7.1K → IPSAX
5	$26,067	$2,684.31	$16,154	$392.89	+$9.9K → IPSAX
6	$30,884	$2,992.46	$17,688	$402.69	+$13.2K → IPSAX
7	$36,359	$3,313.52	$19,338	$412.07	+$17.0K → IPSAX
8	$42,550	$3,645.77	$21,113	$421.04	+$21.4K → IPSAX
9	$49,516	$3,987.42	$23,020	$429.61	+$26.5K → IPSAX
10	$57,319	$4,336.64	$25,070	$437.78	+$32.2K → IPSAX

IPSAX vs DVY: Complete Analysis 2026

IPSAX — Stock

The fund's primary strategy consists of selling and purchasing put and call options on equity indexes and exchange traded funds. The sale of put options generates income for the fund, but exposes it to the risk of declines in the value of the underlying assets. The risk in purchasing options is limited to the premium paid by the fund for the options. The sale of call options generates income for the fund, but may limit the fund's participation in equity market gains. The fund's investment adviser seeks to reduce the overall volatility of returns by managing a portfolio of options. It is non-diversified.

Full IPSAX Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.