Is IPSAX or XYLD a better dividend investment in 2026?

IPSAX currently yields 16.10% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: IPSAX offers higher current income.

What is the dividend yield difference between IPSAX and XYLD?

IPSAX has a forward dividend yield of 16.10% ($1.49/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 4.90 percentage points.

Home › Compare › IPSAX vs XYLD

IPSAX vs XYLD: Dividend Comparison 2026

IPSAX yields 16.10% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 IPSAX wins by $31.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

IPSAX

● Live price

16.10%

Share price

$9.28

Annual div

$1.49

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$57.3K

Annual income

$4,336.64

Full IPSAX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — IPSAX vs XYLD

📍 IPSAX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IPSAX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IPSAX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

IPSAX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IPSAX

Annual income on $10K today (after 15% tax)

$1,368.61/yr

After 10yr DRIP, annual income (after tax)

$3,686.14/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, IPSAX beats the other by $837.77/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of IPSAX + XYLD for your $10,000?

IPSAX: 50%XYLD: 50%

100% XYLD50/50100% IPSAX

Portfolio after 10yr

$41.6K

Annual income

$3,843.83/yr

Blended yield

9.24%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IPSAX buys

XYLD buys

No recent congressional trades found for IPSAX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIPSAXXYLD

Forward yield	16.10% ✓	11.20%
Annual dividend / share	$1.49	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$57.3K ✓	$25.9K
Annual income after 10y	$4,336.64 ✓	$3,351.03
Total dividends collected	$28.9K ✓	$20.2K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: IPSAX vs XYLD ($10,000, DRIP)

Year	IPSAX Portfolio	IPSAX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,310	$1,610.13	$10,840	$1,120.44	+$1.5K → IPSAX
2	$15,024	$1,852.42	$11,786	$1,249.59	+$3.2K → IPSAX
3	$18,189	$2,112.94	$12,854	$1,397.78	+$5.3K → IPSAX
4	$21,853	$2,390.65	$14,063	$1,568.33	+$7.8K → IPSAX
5	$26,067	$2,684.31	$15,434	$1,765.19	+$10.6K → IPSAX
6	$30,884	$2,992.46	$16,995	$1,993.14	+$13.9K → IPSAX
7	$36,359	$3,313.52	$18,777	$2,257.95	+$17.6K → IPSAX
8	$42,550	$3,645.77	$20,818	$2,566.58	+$21.7K → IPSAX
9	$49,516	$3,987.42	$23,163	$2,927.50	+$26.4K → IPSAX
10	$57,319	$4,336.64	$25,865	$3,351.03	+$31.5K → IPSAX

IPSAX vs XYLD: Complete Analysis 2026

IPSAX — Stock

The fund's primary strategy consists of selling and purchasing put and call options on equity indexes and exchange traded funds. The sale of put options generates income for the fund, but exposes it to the risk of declines in the value of the underlying assets. The risk in purchasing options is limited to the premium paid by the fund for the options. The sale of call options generates income for the fund, but may limit the fund's participation in equity market gains. The fund's investment adviser seeks to reduce the overall volatility of returns by managing a portfolio of options. It is non-diversified.

Full IPSAX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.