Is IRAA or HDV a better dividend investment in 2026?

IRAA currently yields 31.10% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: IRAA offers higher current income.

What is the dividend yield difference between IRAA and HDV?

IRAA has a forward dividend yield of 31.10% ($2.00/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 28.18 percentage points.

Home › Compare › IRAA vs HDV

IRAA vs HDV: Dividend Comparison 2026

IRAA yields 31.10% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 IRAA wins by $116.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

IRAA

● Live price

31.10%

Share price

$6.43

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$141.0K

Annual income

$19,256.83

Full IRAA calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.39

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$352.73

Full HDV calculator →

Portfolio growth — IRAA vs HDV

📍 IRAA pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IRAA	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IRAA + HDV cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

IRAA pays

HDV pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IRAA

Annual income on $10K today (after 15% tax)

$2,643.86/yr

After 10yr DRIP, annual income (after tax)

$16,368.31/yr

HDV

Annual income on $10K today (after 15% tax)

$248.52/yr

After 10yr DRIP, annual income (after tax)

$299.82/yr

At 15% tax rate, IRAA beats the other by $16,068.49/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IRAA + HDV for your $10,000?

IRAA: 50%HDV: 50%

100% HDV50/50100% IRAA

Portfolio after 10yr

$82.7K

Annual income

$9,804.78/yr

Blended yield

11.86%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IRAA buys

HDV buys

No recent congressional trades found for IRAA or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIRAAHDV

Forward yield	31.10% ✓	2.92%
Annual dividend / share	$2.00	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$141.0K ✓	$24.3K
Annual income after 10y	$19,256.83 ✓	$352.73
Total dividends collected	$97.6K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: IRAA vs HDV ($10,000, DRIP)

Year	IRAA Portfolio	IRAA Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$13,810	$3,110.42	$11,002	$292.38	+$2.8K → IRAA
2	$18,792	$4,014.60	$12,084	$300.36	+$6.7K → IRAA
3	$25,212	$5,105.27	$13,250	$308.02	+$12.0K → IRAA
4	$33,379	$6,401.51	$14,506	$315.35	+$18.9K → IRAA
5	$43,636	$7,920.54	$15,858	$322.35	+$27.8K → IRAA
6	$56,367	$9,677.07	$17,313	$329.04	+$39.1K → IRAA
7	$71,996	$11,682.74	$18,878	$335.42	+$53.1K → IRAA
8	$90,981	$13,945.71	$20,560	$341.49	+$70.4K → IRAA
9	$113,820	$16,470.29	$22,367	$347.25	+$91.5K → IRAA
10	$141,045	$19,256.83	$24,307	$352.73	+$116.7K → IRAA

IRAA vs HDV: Complete Analysis 2026

IRAA — Stock

Tribe Capital Growth Corp I does not have significant operations. It intends to effect a merger, capital stock exchange, asset acquisition, stock purchase, reorganization, or similar business combination with one or more businesses. The company was incorporated in 2020 and is based in San Francisco, California.

Full IRAA Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.