HomeCompareIRBA vs XYLD

IRBA vs XYLD: Dividend Comparison 2026

IRBA yields 2.38% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XYLD wins by $2.1K in total portfolio value· pulled ahead in Year 7
10 years
IRBA
IRBA
● Live price
2.38%
Share price
$9.40
Annual div
$0.22
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.2K
Annual income
$277.08
Full IRBA calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — IRBA vs XYLD

📍 XYLD pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIRBAXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, IRBA + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IRBA pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IRBA
Annual income on $10K today (after 15% tax)
$202.01/yr
After 10yr DRIP, annual income (after tax)
$235.52/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,500.65/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IRBA + XYLD for your $10,000?

IRBA: 50%XYLD: 50%
100% XYLD50/50100% IRBA
Portfolio after 10yr
$24.2K
Annual income
$1,748.05/yr
Blended yield
7.21%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IRBA buys
0
XYLD buys
0
No recent congressional trades found for IRBA or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIRBAXYLD
Forward yield2.38%10.98%
Annual dividend / share$0.22$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$23.2K$25.3K
Annual income after 10y$277.08$3,219.02
Total dividends collected$2.6K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: IRBA vs XYLD ($10,000, DRIP)

YearIRBA PortfolioIRBA Income/yrXYLD PortfolioXYLD Income/yrGap
1$10,938$237.66$10,818$1,098.39+$120.00IRBA
2$11,946$242.94$11,738$1,222.51+$208.00IRBA
3$13,030$247.98$12,774$1,364.64+$256.00IRBA
4$14,195$252.79$13,944$1,527.86+$251.00IRBA
5$15,446$257.38$15,270$1,715.87+$176.00IRBA
6$16,789$261.74$16,775$1,933.09+$14.00IRBA
7← crossover$18,231$265.88$18,490$2,184.87$259.00XYLD
8$19,777$269.82$20,450$2,477.63$673.00XYLD
9$21,434$273.55$22,697$2,819.19$1.3KXYLD
10$23,212$277.08$25,280$3,219.02$2.1KXYLD

IRBA vs XYLD: Complete Analysis 2026

IRBAStock

The investment seeks long-term capital appreciation. Under normal market conditions, the fund invests at least 80% of its total assets in affiliated and unaffiliated ETFs and other exchange-traded products (“ETPs”) (collectively, “Underlying Vehicles”) that satisfy the ESG characteristics and that provide exposure to various investment asset classes, including equity and fixed income securities, real estate, commodities, currencies, cash and cash equivalents.

Full IRBA Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.