HomeCompareIRCUF vs SPHD

IRCUF vs SPHD: Dividend Comparison 2026

IRCUF yields 2.52% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $3.1K in total portfolio value
10 years
IRCUF
IRCUF
● Live price
2.52%
Share price
$7.13
Annual div
$0.18
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.4K
Annual income
$296.56
Full IRCUF calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — IRCUF vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIRCUFSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IRCUF + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IRCUF pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IRCUF
Annual income on $10K today (after 15% tax)
$214.23/yr
After 10yr DRIP, annual income (after tax)
$252.08/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, SPHD beats the other by $233.55/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IRCUF + SPHD for your $10,000?

IRCUF: 50%SPHD: 50%
100% SPHD50/50100% IRCUF
Portfolio after 10yr
$25.0K
Annual income
$433.94/yr
Blended yield
1.74%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IRCUF buys
0
SPHD buys
0
No recent congressional trades found for IRCUF or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIRCUFSPHD
Forward yield2.52%4.33%
Annual dividend / share$0.18$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$23.4K$26.5K
Annual income after 10y$296.56$571.32
Total dividends collected$2.8K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: IRCUF vs SPHD ($10,000, DRIP)

YearIRCUF PortfolioIRCUF Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$10,952$252.03$11,133$432.85$181.00SPHD
2$11,977$257.97$12,363$450.36$386.00SPHD
3$13,079$263.65$13,695$467.39$616.00SPHD
4$14,263$269.07$15,138$483.90$875.00SPHD
5$15,536$274.25$16,697$499.88$1.2KSPHD
6$16,903$279.17$18,382$515.31$1.5KSPHD
7$18,370$283.86$20,198$530.17$1.8KSPHD
8$19,944$288.32$22,157$544.46$2.2KSPHD
9$21,632$292.55$24,266$558.18$2.6KSPHD
10$23,443$296.56$26,536$571.32$3.1KSPHD

IRCUF vs SPHD: Complete Analysis 2026

IRCUFStock

Irish Continental Group plc operates as a maritime transport company. It operates through two segments, Ferries, and Container and Terminal. The Ferries segment engages in the provision of passenger and roll on roll off freight shipping, and container lift on lift off freight services on routes between Ireland, Britain, and Continental Europe. The Container and Terminal segment provides door-to-door and feeder lift on lift off freight services, stevedoring, and other related terminal services, as well as operates container terminals in the ports of Dublin and Belfast. The company also provides ship chartering, shipping and forwarding agency, ship leasing, and administration services. Irish Continental Group plc was founded in 1972 and is based in Dublin, Ireland.

Full IRCUF Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.