HomeCompareIRCWF vs SCHD

IRCWF vs SCHD: Dividend Comparison 2026

IRCWF yields 14492.75% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 IRCWF wins by $2154305968474146048.00M in total portfolio value
10 years
IRCWF
IRCWF
● Live price
14492.75%
Share price
$0.01
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$2154305968474146048.00M
Annual income
$2,125,456,416,598,225,800,000,000.00
Full IRCWF calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — IRCWF vs SCHD

📍 IRCWF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIRCWFSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IRCWF + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IRCWF pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IRCWF
Annual income on $10K today (after 15% tax)
$1,231,884.06/yr
After 10yr DRIP, annual income (after tax)
$1,806,637,954,108,492,000,000,000.00/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, IRCWF beats the other by $1,806,637,954,108,492,000,000,000.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IRCWF + SCHD for your $10,000?

IRCWF: 50%SCHD: 50%
100% SCHD50/50100% IRCWF
Portfolio after 10yr
$1077152984237073024.00M
Annual income
$1,062,728,208,299,112,900,000,000.00/yr
Blended yield
98.66%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IRCWF buys
0
SCHD buys
0
No recent congressional trades found for IRCWF or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIRCWFSCHD
Forward yield14492.75%3.46%
Annual dividend / share$2.00$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$2154305968474146048.00M$29.0K
Annual income after 10y$2,125,456,416,598,225,800,000,000.00$425.95
Total dividends collected$2152396274958258432.00M$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: IRCWF vs SCHD ($10,000, DRIP)

YearIRCWF PortfolioIRCWF Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$1,459,975$1,449,275.36$11,226$346.36+$1.45MIRCWF
2$199,310,428$197,748,254.41$12,572$357.38+$199.30MIRCWF
3$25,443,037,058$25,229,774,899.52$14,046$367.84+$25443.02MIRCWF
4$3,037,238,126,713$3,010,014,077,061.22$15,660$377.73+$3037238.11MIRCWF
5$339,060,630,986,506$335,810,786,190,923.60$17,425$387.07+$339060630.97MIRCWF
6$35,398,380,947,675,984$35,035,586,072,520,424.00$19,354$395.86+$35398380947.66MIRCWF
7$3,456,345,235,755,821,000$3,418,468,968,141,808,000.00$21,461$404.13+$3456345235755.80MIRCWF
8$315,645,840,624,138,850,000$311,947,551,221,880,100,000.00$23,762$411.89+$315645840624138.88MIRCWF
9$26,962,198,014,878,525,000,000$26,624,456,965,410,697,000,000.00$26,272$419.15+$26962198014878524.00MIRCWF
10$2,154,305,968,474,146,000,000,000$2,125,456,416,598,225,800,000,000.00$29,010$425.95+$2154305968474146048.00MIRCWF

IRCWF vs SCHD: Complete Analysis 2026

IRCWFStock

IRC Limited, an investment holding company, develops, produces, and sells industrial commodities products in the Russia, People's Republic of China, and internationally. The company operates through four segments: Mines in Production, Mines in Development, Engineering, and Other. The Mines in Production segment comprises iron ore projects in production phase, which include the Kimkan and Sutara project located in the Obluchenskoye district of the Jewish Autonomous Region in the Russian Far East. The Mines in Development segment consists of iron ore projects in the exploration and development phase comprising the Garinskoye project that focuses on iron ore deposits in the Amur region; Kostenginskoye project; and the Bolshoi Seym project that explores for ilmenomagnetite, magnetite, and ilmenite located in the located in the Tynda district of Amur region in the Russian Far East region. The Engineering segment provides technical mining research and consultancy services. The Other segment engages in the production of vanadium pentoxides and related products, and other projects. It is also involved in the provision of general trading, financing, engineering, and procurement services; and development of titanium sponge. The company was incorporated in 2010 and is headquartered in Central, Hong Kong.

Full IRCWF Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.