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IRDEF vs CL: Dividend Comparison 2026

IRDEF yields 5.75% · CL yields 2.43%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 IRDEF wins by $54.8K in total portfolio value
10 years
IRDEF
IRDEF
● Live price
5.75%
Share price
$2.61
Annual div
$0.15
5Y div CAGR
27.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$95.7K
Annual income
$24,412.72
Full IRDEF calculator →
CL
CL
● Live price
2.43%
Share price
$85.73
Annual div
$2.08
5Y div CAGR
28.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.8K
Annual income
$5,401.96
Full CL calculator →

Portfolio growth — IRDEF vs CL

📍 IRDEF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIRDEFCL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IRDEF + CL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IRDEF pays
CL pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IRDEF
Annual income on $10K today (after 15% tax)
$489.16/yr
After 10yr DRIP, annual income (after tax)
$20,750.81/yr
CL
Annual income on $10K today (after 15% tax)
$206.23/yr
After 10yr DRIP, annual income (after tax)
$4,591.67/yr
At 15% tax rate, IRDEF beats the other by $16,159.15/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IRDEF + CL for your $10,000?

IRDEF: 50%CL: 50%
100% CL50/50100% IRDEF
Portfolio after 10yr
$68.2K
Annual income
$14,907.34/yr
Blended yield
21.85%
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Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

IRDEF
No analyst data
Altman Z
0.9
Piotroski
7/9
CL
Analyst Ratings
17
Buy
24
Hold
2
Sell
Consensus: Hold
Price Target
$92.45
+7.8% upside vs current
Range: $85.00 — $100.00
Altman Z
4.5
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IRDEF buys
0
CL buys
0
No recent congressional trades found for IRDEF or CL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIRDEFCL
Forward yield5.75%2.43%
Annual dividend / share$0.15$2.08
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR27.9%28.6%
Portfolio after 10y$95.7K$40.8K
Annual income after 10y$24,412.72$5,401.96
Total dividends collected$66.7K$18.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: IRDEF vs CL ($10,000, DRIP)

YearIRDEF PortfolioIRDEF Income/yrCL PortfolioCL Income/yrGap
1← crossover$11,436$736.04$11,012$312.01+$424.00IRDEF
2$13,243$1,006.15$12,196$412.95+$1.0KIRDEF
3$15,562$1,392.68$13,599$549.66+$2.0KIRDEF
4$18,608$1,956.30$15,288$736.64+$3.3KIRDEF
5$22,707$2,796.07$17,353$995.28+$5.4KIRDEF
6$28,375$4,078.38$19,926$1,357.80+$8.4KIRDEF
7$36,453$6,091.85$23,194$1,873.82+$13.3KIRDEF
8$48,359$9,354.83$27,439$2,621.52+$20.9KIRDEF
9$66,579$14,834.48$33,088$3,727.38+$33.5KIRDEF
10$95,652$24,412.72$40,806$5,401.96+$54.8KIRDEF

IRDEF vs CL: Complete Analysis 2026

IRDEFStock

Iren SpA, together with its subsidiaries, operates as a multi-utility company in Italy. It operates through Networks, Waste Management, Energy, Market, and Other Services segments. The company produces and distributes electricity primarily from hydroelectric, thermoelectric, cogeneration, and other renewables, as well as distributes natural gas. It distributes electrical energy through 7,849 kilometers of medium and low voltage networks to approximately 725,000 connected users; and natural gas through its network of approximately 8,115 kilometers of high, medium, and low-pressure pipes to approximately 741,000 customers. The company also operates integrated water cycle, which includes 20,088 kilometers of pipeline networks that serve 2.8 million residents; 11,291 kilometers of sewerage networks; and operates treatment plants. In addition, it is involved in the provision of services related to street lighting systems, traffic light systems, heating systems, and electrical and special systems; collection and disposal of waste; snow clearing services; and analysis laboratories, telecommunications, and other services. It operates 23 hydroelectric plants, 7 thermoelectric cogeneration systems, and 1 thermoelectric plant, as well as 95 photovoltaic production plants with an installed capacity of 18 MW. Iren SpA is based in Reggio Emilia, Italy.

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CLConsumer Staples

Colgate-Palmolive Company, together with its subsidiaries, manufactures and sells consumer products worldwide. The company operates through two segments, Oral, Personal and Home Care; and Pet Nutrition. The Oral, Personal and Home Care segment offers toothpaste, toothbrushes, mouthwash, bar and liquid hand soaps, shower gels, shampoos, conditioners, deodorants and antiperspirants, skin health products, dishwashing detergents, fabric conditioners, household cleaners, and other related items. This segment markets and sells its products under various brands, which include Colgate, Darlie, elmex, hello, meridol, Sorriso, Tom's of Maine, Irish Spring, Palmolive, Protex, Sanex, Softsoap, Lady Speed Stick, Speed Stick, EltaMD, Filorga, PCA SKIN, Ajax, Axion, Fabuloso, Murphy, Suavitel, Soupline, and Cuddly to a range of traditional and eCommerce retailers, wholesalers, and distributors. It also includes pharmaceutical products for dentists and other oral health professionals. The Pet Nutrition segment offers pet nutrition products for everyday nutritional needs under the Hill's Science Diet brand; and a range of therapeutic products to manage disease conditions in dogs and cats under the Hill's Prescription Diet brand. This segment markets and sells its products through pet supply retailers, veterinarians, and eCommerce retailers. Colgate-Palmolive Company was founded in 1806 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.