HomeCompareIRDEY vs SCHD

IRDEY vs SCHD: Dividend Comparison 2026

IRDEY yields 4.98% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 IRDEY wins by $49.5K in total portfolio value
10 years
IRDEY
IRDEY
● Live price
4.98%
Share price
$30.00
Annual div
$1.49
5Y div CAGR
27.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.5K
Annual income
$17,943.65
Full IRDEY calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — IRDEY vs SCHD

📍 IRDEY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIRDEYSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IRDEY + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IRDEY pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IRDEY
Annual income on $10K today (after 15% tax)
$422.88/yr
After 10yr DRIP, annual income (after tax)
$15,252.10/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, IRDEY beats the other by $14,890.05/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of IRDEY + SCHD for your $10,000?

IRDEY: 50%SCHD: 50%
100% SCHD50/50100% IRDEY
Portfolio after 10yr
$53.8K
Annual income
$9,184.79/yr
Blended yield
17.08%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IRDEY buys
0
SCHD buys
3
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIRDEYSCHD
Forward yield4.98%3.46%
Annual dividend / share$1.49$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR27.9%0%
Portfolio after 10y$78.5K$29.0K
Annual income after 10y$17,943.65$425.95
Total dividends collected$51.3K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: IRDEY vs SCHD ($10,000, DRIP)

YearIRDEY PortfolioIRDEY Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,336$636.31$11,226$346.36+$110.00IRDEY
2$12,992$862.23$12,572$357.38+$420.00IRDEY
3$15,083$1,181.19$14,046$367.84+$1.0KIRDEY
4$17,778$1,639.10$15,660$377.73+$2.1KIRDEY
5$21,331$2,309.34$17,425$387.07+$3.9KIRDEY
6$26,137$3,312.22$19,354$395.86+$6.8KIRDEY
7$32,817$4,851.09$21,461$404.13+$11.4KIRDEY
8$42,395$7,280.80$23,762$411.89+$18.6KIRDEY
9$56,606$11,242.95$26,272$419.15+$30.3KIRDEY
10$78,512$17,943.65$29,010$425.95+$49.5KIRDEY

IRDEY vs SCHD: Complete Analysis 2026

IRDEYStock

Iren SpA, together with its subsidiaries, operates as a multi-utility company in Italy. It operates through Networks, Waste Management, Energy, Market, and Other Services segments. The company produces and distributes electricity primarily from hydroelectric, thermoelectric, cogeneration, and other renewables, as well as distributes natural gas. It distributes electrical energy through 7,849 kilometers of medium and low voltage networks to approximately 725,000 connected users; and natural gas through its network of approximately 8,115 kilometers of high, medium, and low-pressure pipes to approximately 741,000 customers. The company also operates integrated water cycle, which includes 20,088 kilometers of pipeline networks that serve 2.8 million residents; 11,291 kilometers of sewerage networks; and operates treatment plants. In addition, it is involved in the provision of services related to street lighting systems, traffic light systems, heating systems, and electrical and special systems; collection and disposal of waste; snow clearing services; and analysis laboratories, telecommunications, and other services. It operates 23 hydroelectric plants, 7 thermoelectric cogeneration systems, and 1 thermoelectric plant, as well as 95 photovoltaic production plants with an installed capacity of 18 MW. Iren SpA is based in Reggio Emilia, Italy.

Full IRDEY Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.