Is IRICF or SPHD a better dividend investment in 2026?

IRICF currently yields 6.24% with a 5% 5-year dividend growth rate. SPHD yields 4.33% with 5% growth. The better choice depends on your goal: IRICF offers higher current income.

What is the dividend yield difference between IRICF and SPHD?

IRICF has a forward dividend yield of 6.24% ($12.86/share annually). SPHD yields 4.33% ($2.14/share annually). The yield gap is 1.91 percentage points.

Home › Compare › IRICF vs SPHD

IRICF vs SPHD: Dividend Comparison 2026

IRICF yields 6.24% · SPHD yields 4.33%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 IRICF wins by $22303.23M in total portfolio value

INVESTMENT

TIME HORIZON10 years

IRICF

● Live price

6.24%

Share price

$206.00

Annual div

$12.86

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22303.26M

Annual income

$21,637,235,035.55

Full IRICF calculator →

SPHD

● Live price

4.33%

Share price

$49.34

Annual div

$2.14

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.5K

Annual income

$571.32

Full SPHD calculator →

Portfolio growth — IRICF vs SPHD

📍 IRICF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IRICF	SPHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IRICF + SPHD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

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Oct

—

Nov

—

Dec

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IRICF pays

SPHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IRICF

Annual income on $10K today (after 15% tax)

$530.48/yr

After 10yr DRIP, annual income (after tax)

$18,391,649,780.22/yr

SPHD

Annual income on $10K today (after 15% tax)

$367.92/yr

After 10yr DRIP, annual income (after tax)

$485.62/yr

At 15% tax rate, IRICF beats the other by $18,391,649,294.60/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of IRICF + SPHD for your $10,000?

IRICF: 50%SPHD: 50%

100% SPHD50/50100% IRICF

Portfolio after 10yr

$11151.64M

Annual income

$10,818,617,803.44/yr

Blended yield

97.01%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IRICF buys

SPHD buys

No recent congressional trades found for IRICF or SPHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIRICFSPHD

Forward yield	6.24% ✓	4.33%
Annual dividend / share	$12.86 ✓	$2.14
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$22303.26M ✓	$26.5K
Annual income after 10y	$21,637,235,035.55 ✓	$571.32
Total dividends collected	$22257.21M ✓	$5.1K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: IRICF vs SPHD ($10,000, DRIP)

Year	IRICF Portfolio	IRICF Income/yr	SPHD Portfolio	SPHD Income/yr	Gap
1← crossover	$11,948	$1,248.19	$11,133	$432.85	+$815.00 → IRICF
2	$15,572	$2,787.60	$12,363	$450.36	+$3.2K → IRICF
3	$23,453	$6,790.84	$13,695	$467.39	+$9.8K → IRICF
4	$44,212	$19,117.03	$15,138	$483.90	+$29.1K → IRICF
5	$114,667	$67,360.50	$16,697	$499.88	+$98.0K → IRICF
6	$449,246	$326,551.88	$18,382	$515.31	+$430.9K → IRICF
7	$2,872,044	$2,391,351.40	$20,198	$530.17	+$2.85M → IRICF
8	$31,648,783	$28,575,695.78	$22,157	$544.46	+$31.63M → IRICF
9	$622,448,822	$588,584,624.05	$24,266	$558.18	+$622.42M → IRICF
10	$22,303,255,275	$21,637,235,035.55	$26,536	$571.32	+$22303.23M → IRICF

IRICF vs SPHD: Complete Analysis 2026

IRICF — Stock

Isras Investment Company Ltd operates in the real estate sector in Israel. The company engages in the residential and construction projects. It also plans, constructs, and manages projects for rent, as well as acquires, develops, manages, and operates other properties, including a protected housing. The company was founded in 1950 and is based in Tel Aviv-Yafo, Israel. Isras Investment Company Ltd is a subsidiary of Arad Investment & Industrial Development Ltd.

Full IRICF Calculator →

SPHD — ETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.