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IRICF vs XYLD: Dividend Comparison 2026

IRICF yields 6.24% · XYLD yields 9.02%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 IRICF wins by $22303.23M in total portfolio value
10 years
IRICF
IRICF
● Live price
6.24%
Share price
$206.00
Annual div
$12.86
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22303.26M
Annual income
$21,637,235,035.55
Full IRICF calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →

Portfolio growth — IRICF vs XYLD

📍 IRICF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIRICFXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IRICF + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
IRICF pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IRICF
Annual income on $10K today (after 15% tax)
$530.48/yr
After 10yr DRIP, annual income (after tax)
$18,391,649,780.22/yr
XYLD
Annual income on $10K today (after 15% tax)
$766.32/yr
After 10yr DRIP, annual income (after tax)
$2,009.19/yr
At 15% tax rate, IRICF beats the other by $18,391,647,771.03/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IRICF + XYLD for your $10,000?

IRICF: 50%XYLD: 50%
100% XYLD50/50100% IRICF
Portfolio after 10yr
$11151.64M
Annual income
$10,818,618,699.66/yr
Blended yield
97.01%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IRICF buys
0
XYLD buys
0
No recent congressional trades found for IRICF or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIRICFXYLD
Forward yield6.24%9.02% ✓
Annual dividend / share$12.86 ✓$3.48
Payout ratio50% ✓90%
1-year div growth0% ✓-2.1%
5-year div CAGR100% ✓0.5%
Portfolio after 10y$22303.26M ✓$21.1K
Annual income after 10y$21,637,235,035.55 ✓$2,363.75
Total dividends collected$22257.21M ✓$15.0K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: IRICF vs XYLD ($10,000, DRIP)

YearIRICF PortfolioIRICF Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,948$1,248.19$10,626$906.06+$1.3K → IRICF
2$15,572$2,787.60$11,324$995.47+$4.2K → IRICF
3$23,453$6,790.84$12,104$1,096.88+$11.3K → IRICF
4$44,212$19,117.03$12,977$1,212.21+$31.2K → IRICF
5$114,667$67,360.50$13,958$1,343.80+$100.7K → IRICF
6$449,246$326,551.88$15,061$1,494.40+$434.2K → IRICF
7$2,872,044$2,391,351.40$16,307$1,667.30+$2.86M → IRICF
8$31,648,783$28,575,695.78$17,717$1,866.48+$31.63M → IRICF
9$622,448,822$588,584,624.05$19,317$2,096.71+$622.43M → IRICF
10$22,303,255,275$21,637,235,035.55$21,140$2,363.75+$22303.23M → IRICF

IRICF vs XYLD: Complete Analysis 2026

IRICF — Stock

Isras Investment Company Ltd operates in the real estate sector in Israel. The company engages in the residential and construction projects. It also plans, constructs, and manages projects for rent, as well as acquires, develops, manages, and operates other properties, including a protected housing. The company was founded in 1950 and is based in Tel Aviv-Yafo, Israel. Isras Investment Company Ltd is a subsidiary of Arad Investment & Industrial Development Ltd.

Full IRICF Calculator →

XYLD — ETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.