HomeCompareIRL vs ADC

IRL vs ADC: Dividend Comparison 2026

IRL yields 1.92% · ADC yields 4.13%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 IRL wins by $54.17M in total portfolio value
10 years
IRL
IRL
● Live price
1.92%
Share price
$10.41
Annual div
$0.20
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$54.35M
Annual income
$49,418,680.20
Full IRL calculator →
ADC
Agree Realty Corporation
● Live price
4.13%
Share price
$74.97
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$178.9K
Annual income
$80,797.29
Full ADC calculator →

Portfolio growth — IRL vs ADC

📍 IRL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIRLADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IRL + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IRL pays
ADC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IRL
Annual income on $10K today (after 15% tax)
$163.55/yr
After 10yr DRIP, annual income (after tax)
$42,005,878.17/yr
ADC
Annual income on $10K today (after 15% tax)
$351.36/yr
After 10yr DRIP, annual income (after tax)
$68,677.70/yr
At 15% tax rate, IRL beats the other by $41,937,200.47/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IRL + ADC for your $10,000?

IRL: 50%ADC: 50%
100% ADC50/50100% IRL
Portfolio after 10yr
$27.27M
Annual income
$24,749,738.75/yr
Blended yield
90.77%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

IRL
No analyst data
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+8.1% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IRL buys
0
ADC buys
0
No recent congressional trades found for IRL or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIRLADC
Forward yield1.92%4.13%
Annual dividend / share$0.20$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%40.4%
Portfolio after 10y$54.35M$178.9K
Annual income after 10y$49,418,680.20$80,797.29
Total dividends collected$53.95M$156.7K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: IRL vs ADC ($10,000, DRIP)

YearIRL PortfolioIRL Income/yrADC PortfolioADC Income/yrGap
1← crossover$11,085$384.82$10,990$580.36+$95.00IRL
2$12,658$797.32$12,301$860.26+$357.00IRL
3$15,246$1,701.85$14,104$1,298.62+$1.1KIRL
4$20,145$3,831.38$16,691$2,008.16+$3.5KIRL
5$31,017$9,462.45$20,580$3,205.09+$10.4KIRL
6$60,421$27,232.87$26,754$5,330.02+$33.7KIRL
7$163,809$99,157.86$37,196$9,345.14+$126.6KIRL
8$677,757$502,481.85$56,244$17,523.09+$621.5KIRL
9$4,611,211$3,886,010.67$94,286$35,736.21+$4.52MIRL
10$54,352,676$49,418,680.20$178,949$80,797.29+$54.17MIRL

IRL vs ADC: Complete Analysis 2026

IRLStock

The New Ireland Fund, Inc. is a close-ended balanced mutual fund launched by Bank of Ireland Asset Management (U.S.) Limited. It is managed by Kleinwort Benson Investors International Ltd. The fund invests in the public equity and fixed income markets of the Ireland. It seeks to invest in growth stocks of companies operating across diversified sectors. The fund benchmarks the performance of its portfolio against the ISEQ Index. It was formerly known as Irish Investment Fund Inc. The New Ireland Fund, Inc. was formed on December 14, 1989 and is domiciled in the United States.

Full IRL Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.