Is IRLCF or QYLD a better dividend investment in 2026?

IRLCF currently yields 0.83% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between IRLCF and QYLD?

IRLCF has a forward dividend yield of 0.83% ($1.97/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 11.09 percentage points.

Home › Compare › IRLCF vs QYLD

IRLCF vs QYLD: Dividend Comparison 2026

IRLCF yields 0.83% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $4.6K in total portfolio value· pulled ahead in Year 8

INVESTMENT

TIME HORIZON10 years

IRLCF

● Live price

0.83%

Share price

$238.00

Annual div

$1.97

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.8K

Annual income

$87.34

Full IRLCF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — IRLCF vs QYLD

📍 QYLD pulled ahead of the other in Year 8

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IRLCF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IRLCF + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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IRLCF pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IRLCF

Annual income on $10K today (after 15% tax)

$70.35/yr

After 10yr DRIP, annual income (after tax)

$74.24/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,736.17/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of IRLCF + QYLD for your $10,000?

IRLCF: 50%QYLD: 50%

100% QYLD50/50100% IRLCF

Portfolio after 10yr

$23.1K

Annual income

$2,873.33/yr

Blended yield

12.43%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IRLCF buys

QYLD buys

No recent congressional trades found for IRLCF or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIRLCFQYLD

Forward yield	0.83%	11.92% ✓
Annual dividend / share	$1.97	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$20.8K	$25.4K ✓
Annual income after 10y	$87.34	$5,659.31 ✓
Total dividends collected	$852.00 ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: IRLCF vs QYLD ($10,000, DRIP)

Year	IRLCF Portfolio	IRLCF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$10,783	$82.76	$10,352	$1,192.36	+$431.00 → IRLCF
2	$11,621	$83.40	$10,830	$1,347.57	+$791.00 → IRLCF
3	$12,518	$84.01	$11,460	$1,539.07	+$1.1K → IRLCF
4	$13,479	$84.58	$12,275	$1,777.84	+$1.2K → IRLCF
5	$14,508	$85.11	$13,323	$2,078.95	+$1.2K → IRLCF
6	$15,609	$85.61	$14,667	$2,463.34	+$942.00 → IRLCF
7	$16,788	$86.08	$16,396	$2,960.57	+$392.00 → IRLCF
8← crossover	$18,050	$86.53	$18,631	$3,612.97	$581.00 → QYLD
9	$19,400	$86.94	$21,548	$4,482.15	$2.1K → QYLD
10	$20,845	$87.34	$25,398	$5,659.31	$4.6K → QYLD

IRLCF vs QYLD: Complete Analysis 2026

IRLCF — Stock

Israel Corporation Ltd, through its investee companies, operates in the specialty minerals and refining businesses in Asia, Europe, South America, North America, and internationally. The company offers bromine and bromine-based compounds; salts, magnesium chloride, magnesia-based products, phosphorus-based flame retardants, and functional fluids; potash and electricity; phosphate-based specialty products; and controlled release fertilizers, water soluble fertilizers, liquid fertilizers and straights, FertilizerspluS range products, soil and foliar micronutrients, secondary nutrients, biostimulants, soil conditioners, seed treatment products, and adjuvants. It also produces fuel products; raw materials for the petrochemical industry; and materials for the plastics industry, as well as provides power and water services to various industries in Haifa. The company is based in Tel Aviv, Israel.

Full IRLCF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.