HomeCompareIRLTF vs PM

IRLTF vs PM: Dividend Comparison 2026

IRLTF yields 181.80% · PM yields 3.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 IRLTF wins by $20.9K in total portfolio value
10 years
IRLTF
IRLTF
● Live price
181.80%
Share price
$1.10
Annual div
$2.00
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$70.5K
Annual income
$63.59
Full IRLTF calculator →
PM
Philip Morris International
● Live price
3.49%
Share price
$164.83
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,502.61
Full PM calculator →

Portfolio growth — IRLTF vs PM

📍 IRLTF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIRLTFPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IRLTF + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IRLTF pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IRLTF
Annual income on $10K today (after 15% tax)
$15,453.14/yr
After 10yr DRIP, annual income (after tax)
$54.05/yr
PM
Annual income on $10K today (after 15% tax)
$297.03/yr
After 10yr DRIP, annual income (after tax)
$2,127.22/yr
At 15% tax rate, PM beats the other by $2,073.17/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IRLTF + PM for your $10,000?

IRLTF: 50%PM: 50%
100% PM50/50100% IRLTF
Portfolio after 10yr
$60.1K
Annual income
$1,283.11/yr
Blended yield
2.14%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

IRLTF
No analyst data
Altman Z
2.9
Piotroski
5/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.9% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IRLTF buys
0
PM buys
5
PoliticianChamberTickerTypeAmountDate
Julia Letlow🏢 House$PM▼ Sell$1,001 - $15,0002026-02-05
Julie Johnson🏢 House$PM▼ Sell$1,001 - $15,0002025-12-18
Julie Johnson🏢 House$PM▼ Sell$1,001 - $15,0002025-11-13
Ro Khanna🏢 House$PM▼ Sell$1,001 - $15,0002025-10-30
Ro Khanna🏢 House$PM▼ Sell$1,001 - $15,0002025-10-30
Ro Khanna🏢 House$PM▲ Buy$1,001 - $15,0002025-09-29
Ro Khanna🏢 House$PM▲ Buy$15,001 - $50,0002025-09-05
Ro Khanna🏢 House$PM▲ Buy$15,001 - $50,0002025-08-26
Julie Johnson🏢 House$PM▼ Sell$1,001 - $15,0002025-08-14
Julie Johnson🏢 House$PM▼ Sell$1,001 - $15,0002025-07-22
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIRLTFPM
Forward yield181.80%3.49%
Annual dividend / share$2.00$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%17.2%
Portfolio after 10y$70.5K$49.6K
Annual income after 10y$63.59$2,502.61
Total dividends collected$30.7K$11.8K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: IRLTF vs PM ($10,000, DRIP)

YearIRLTF PortfolioIRLTF Income/yrPM PortfolioPM Income/yrGap
1← crossover$19,790$9,090.08$11,650$409.56+$8.1KIRLTF
2$29,582$8,406.24$13,592$497.49+$16.0KIRLTF
3$37,524$5,871.68$15,882$605.21+$21.6KIRLTF
4$43,631$3,480.45$18,589$737.41+$25.0KIRLTF
5$48,576$1,891.08$21,794$899.94+$26.8KIRLTF
6$52,961$983.84$25,597$1,100.16+$27.4KIRLTF
7$57,169$501.23$30,118$1,347.30+$27.1KIRLTF
8$61,424$252.83$35,505$1,652.97+$25.9KIRLTF
9$65,850$126.94$41,940$2,031.88+$23.9KIRLTF
10$70,523$63.59$49,643$2,502.61+$20.9KIRLTF

IRLTF vs PM: Complete Analysis 2026

IRLTFStock

Bally’s Intralot SA engages in the gaming organizations across geographies, flexible, stable and secure gaming products and services. It operates through the following geographical segments: European Union, Other Europe, America, and Other Countries. The European Union segment includes Greece, Italy, Malta, Cyprus, Poland, Luxembourg, Spain, United Kingdom, Netherland, Romania, Bulgaria, Germany, Slovakia and Republic of Ireland. The Other Europe segment consists of Russia, Moldova and Croatia. The America segment comprises of USA, Peru, Brazil, Argentina, Mexico, Jamaica, Chile, Colombia, Guatemala, Dominican Republic, Suriname, Uruguay, Curacao and St. Lucia. The Other Countries covers Australia, New Zealand, China, South Africa, Turkey, South Korea, Lebanon, Egypt, Azerbaijan, Taiwan and Morocco. The company was founded by Sokratis Peter Kokkalis in 1992 and is headquartered in Athens, Greece.

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PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.