HomeCompareIRMTF vs CL

IRMTF vs CL: Dividend Comparison 2026

IRMTF yields 1.51% · CL yields 2.43%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CL wins by $16.2K in total portfolio value
10 years
IRMTF
IRMTF
● Live price
1.51%
Share price
$33.24
Annual div
$0.50
5Y div CAGR
14.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.6K
Annual income
$728.42
Full IRMTF calculator →
CL
CL
● Live price
2.43%
Share price
$85.73
Annual div
$2.08
5Y div CAGR
28.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.8K
Annual income
$5,401.96
Full CL calculator →

Portfolio growth — IRMTF vs CL

📍 CL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIRMTFCL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, IRMTF + CL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IRMTF pays
CL pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IRMTF
Annual income on $10K today (after 15% tax)
$128.26/yr
After 10yr DRIP, annual income (after tax)
$619.16/yr
CL
Annual income on $10K today (after 15% tax)
$206.23/yr
After 10yr DRIP, annual income (after tax)
$4,591.67/yr
At 15% tax rate, CL beats the other by $3,972.51/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IRMTF + CL for your $10,000?

IRMTF: 50%CL: 50%
100% CL50/50100% IRMTF
Portfolio after 10yr
$32.7K
Annual income
$3,065.19/yr
Blended yield
9.37%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

IRMTF
No analyst data
Altman Z
2.8
Piotroski
5/9
CL
Analyst Ratings
17
Buy
24
Hold
2
Sell
Consensus: Hold
Price Target
$92.45
+7.8% upside vs current
Range: $85.00 — $100.00
Altman Z
4.5
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IRMTF buys
0
CL buys
0
No recent congressional trades found for IRMTF or CL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIRMTFCL
Forward yield1.51%2.43%
Annual dividend / share$0.50$2.08
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR14.8%28.6%
Portfolio after 10y$24.6K$40.8K
Annual income after 10y$728.42$5,401.96
Total dividends collected$3.9K$18.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: IRMTF vs CL ($10,000, DRIP)

YearIRMTF PortfolioIRMTF Income/yrCL PortfolioCL Income/yrGap
1← crossover$10,873$173.23$11,012$312.01$139.00CL
2$11,836$202.08$12,196$412.95$360.00CL
3$12,901$236.02$13,599$549.66$698.00CL
4$14,080$276.00$15,288$736.64$1.2KCL
5$15,389$323.18$17,353$995.28$2.0KCL
6$16,845$378.97$19,926$1,357.80$3.1KCL
7$18,469$445.08$23,194$1,873.82$4.7KCL
8$20,286$523.56$27,439$2,621.52$7.2KCL
9$22,323$616.97$33,088$3,727.38$10.8KCL
10$24,614$728.42$40,806$5,401.96$16.2KCL

IRMTF vs CL: Complete Analysis 2026

IRMTFStock

Information Services Corporation provides registry and information management services for public data and records in Canada. It operates through three segments: Registry Operations, Services, and Technology Solutions. The company provides land titles registry services that issues titles to land and registers transactions affecting titles; land surveys services, which registers land survey plans and creates a representation of Saskatchewan land parcels in the cadastral parcel mapping system; and geomatics services that manages geographic data in relation to the cadastral parcel mapping system. It also offers personal property registry services in which security interests and other interests in personal property are registered; and corporate registry for registering business corporations, non-profit corporations, co-operatives, sole proprietorships, partnerships, and business names. In addition, the company provides nationwide search, business name registration, and corporate filing services; corporate minute books, corporate seals/embossers, by-laws and share certificates, and rubber and self-inking stamps; Know-Your-Customer and collateral management services; and public records search services, which includes corporate profiles, business name, NUANS, PPSA, security, and real estate searches, as well as birth, death, and marriage certificate searches. Further, it offers security searches for present and historical information relating to debts and liabilities, pending and potential lawsuits, bankruptcy, liens, judgments, and sales of assets; recovery solutions that aids in facilitating and coordinating asset recovery; and RegSys, a multi-register platform. The company was formerly known as Saskatchewan Land Information Services Corporation and changed its name to Information Services Corporation in November 2000. Information Services Corporation was founded in 2000 and is headquartered in Regina, Canada.

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CLConsumer Staples

Colgate-Palmolive Company, together with its subsidiaries, manufactures and sells consumer products worldwide. The company operates through two segments, Oral, Personal and Home Care; and Pet Nutrition. The Oral, Personal and Home Care segment offers toothpaste, toothbrushes, mouthwash, bar and liquid hand soaps, shower gels, shampoos, conditioners, deodorants and antiperspirants, skin health products, dishwashing detergents, fabric conditioners, household cleaners, and other related items. This segment markets and sells its products under various brands, which include Colgate, Darlie, elmex, hello, meridol, Sorriso, Tom's of Maine, Irish Spring, Palmolive, Protex, Sanex, Softsoap, Lady Speed Stick, Speed Stick, EltaMD, Filorga, PCA SKIN, Ajax, Axion, Fabuloso, Murphy, Suavitel, Soupline, and Cuddly to a range of traditional and eCommerce retailers, wholesalers, and distributors. It also includes pharmaceutical products for dentists and other oral health professionals. The Pet Nutrition segment offers pet nutrition products for everyday nutritional needs under the Hill's Science Diet brand; and a range of therapeutic products to manage disease conditions in dogs and cats under the Hill's Prescription Diet brand. This segment markets and sells its products through pet supply retailers, veterinarians, and eCommerce retailers. Colgate-Palmolive Company was founded in 1806 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.