Is IRNRF or VYM a better dividend investment in 2026?

IRNRF currently yields 12500.00% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: IRNRF offers higher current income.

What is the dividend yield difference between IRNRF and VYM?

IRNRF has a forward dividend yield of 12500.00% ($2.00/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 12497.59 percentage points.

Home › Compare › IRNRF vs VYM

IRNRF vs VYM: Dividend Comparison 2026

IRNRF yields 12500.00% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 IRNRF wins by $498747976996367872.00M in total portfolio value

INVESTMENT

TIME HORIZON10 years

IRNRF

● Live price

12500.00%

Share price

$0.02

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$498747976996367872.00M

Annual income

$491,020,681,003,619,800,000,000.00

Full IRNRF calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — IRNRF vs VYM

📍 IRNRF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IRNRF	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IRNRF + VYM cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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IRNRF pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IRNRF

Annual income on $10K today (after 15% tax)

$1,062,500.00/yr

After 10yr DRIP, annual income (after tax)

$417,367,578,853,076,800,000,000.00/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, IRNRF beats the other by $417,367,578,853,076,800,000,000.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of IRNRF + VYM for your $10,000?

IRNRF: 50%VYM: 50%

100% VYM50/50100% IRNRF

Portfolio after 10yr

$249373988498183936.00M

Annual income

$245,510,340,501,809,900,000,000.00/yr

Blended yield

98.45%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IRNRF buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIRNRFVYM

Forward yield	12500.00% ✓	2.41%
Annual dividend / share	$2.00	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$498747976996367872.00M ✓	$27.8K
Annual income after 10y	$491,020,681,003,619,800,000,000.00 ✓	$278.55
Total dividends collected	$498235517183739840.00M ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: IRNRF vs VYM ($10,000, DRIP)

Year	IRNRF Portfolio	IRNRF Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$1,260,700	$1,250,000.00	$11,151	$241.44	+$1.25M → IRNRF
2	$148,626,986	$147,278,037.38	$12,413	$246.79	+$148.61M → IRNRF
3	$16,386,101,622	$16,227,070,746.70	$13,794	$251.79	+$16386.09M → IRNRF
4	$1,689,525,624,319	$1,671,992,495,582.84	$15,306	$256.47	+$1689525.61M → IRNRF
5	$162,924,168,596,046	$161,116,376,178,025.50	$16,960	$260.84	+$162924168.58M → IRNRF
6	$14,694,663,924,503,782	$14,520,335,064,106,012.00	$18,768	$264.92	+$14694663924.49M → IRNRF
7	$1,239,682,670,110,485,000	$1,223,959,379,711,266,000.00	$20,745	$268.71	+$1239682670110.46M → IRNRF
8	$97,827,968,310,781,350,000	$96,501,507,853,763,130,000.00	$22,905	$272.24	+$97827968310781.33M → IRNRF
9	$7,221,771,955,839,384,000,000	$7,117,096,029,746,848,000,000.00	$25,265	$275.51	+$7221771955839384.00M → IRNRF
10	$498,747,976,996,367,840,000,000	$491,020,681,003,619,800,000,000.00	$27,842	$278.55	+$498747976996367872.00M → IRNRF

IRNRF vs VYM: Complete Analysis 2026

IRNRF — Stock

Iron Road Limited explores for and evaluates iron ore properties in Australia. It owns 100% interest in the Central Eyre iron project located on the Eyre Peninsula of South Australia; and 90% interest in the Gawler iron project located in South Australia. The company was incorporated in 2007 and is based in Adelaide, Australia. Iron Road Limited is a subsidiary of Sentient Executive GP IV, Limited.

Full IRNRF Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.