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IROC vs RYLD: Dividend Comparison 2026

IROC yields 5.07% · RYLD yields 12.39%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 RYLD wins by $17.4K in total portfolio value
10 years
IROC
IROC
● Live price
5.07%
Share price
$50.25
Annual div
$2.55
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.9K
Annual income
$701.54
Full IROC calculator →
RYLD
RYLD
● Live price
12.39%
Share price
$14.64
Annual div
$1.81
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$45.3K
Annual income
$2,682.98
Full RYLD calculator →

Portfolio growth — IROC vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIROCRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IROC + RYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IROC pays
RYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IROC
Annual income on $10K today (after 15% tax)
$431.12/yr
After 10yr DRIP, annual income (after tax)
$596.31/yr
RYLD
Annual income on $10K today (after 15% tax)
$1,053.44/yr
After 10yr DRIP, annual income (after tax)
$2,280.53/yr
At 15% tax rate, RYLD beats the other by $1,684.22/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IROC + RYLD for your $10,000?

IROC: 50%RYLD: 50%
100% RYLD50/50100% IROC
Portfolio after 10yr
$36.6K
Annual income
$1,692.26/yr
Blended yield
4.63%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IROC buys
0
RYLD buys
0
No recent congressional trades found for IROC or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIROCRYLD
Forward yield5.07%12.39%
Annual dividend / share$2.55$1.81
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.9K$45.3K
Annual income after 10y$701.54$2,682.98
Total dividends collected$6.1K$19.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: IROC vs RYLD ($10,000, DRIP)

YearIROC PortfolioIROC Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$11,207$507.20$11,939$1,239.34$732.00RYLD
2$12,523$531.25$14,158$1,382.89$1.6KRYLD
3$13,954$554.78$16,682$1,532.59$2.7KRYLD
4$15,509$577.75$19,537$1,687.64$4.0KRYLD
5$17,195$600.11$22,752$1,847.20$5.6KRYLD
6$19,020$621.81$26,355$2,010.43$7.3KRYLD
7$20,994$642.82$30,376$2,176.45$9.4KRYLD
8$23,127$663.13$34,847$2,344.43$11.7KRYLD
9$25,429$682.70$39,800$2,513.54$14.4KRYLD
10$27,910$701.54$45,269$2,682.98$17.4KRYLD

IROC vs RYLD: Complete Analysis 2026

IROCStock

Invesco Rochester High Yield Municipal ETF (fund) is an actively managed exchange-traded fund (ETF) that seeks current income exempt from federal income tax. The fund seeks to achieve its investment objective by investing, under normal market conditions, at least 75% of its net assets in higher yielding municipal securities, specifically medium-and-lower grade municipal securities. The fund will normally maintain a weighted average portfolio duration of less than 7.5 years.Effective February 24, 2025, The Fund will invest at least 75% of its total assets in low-to medium-quality municipal securities. The Fund’s name will change to “Invesco Rochester High Yield Municipal ETF.” As a result of this change, the Fund will also change its ticker to “IROC.”Effective July 1, 2025 through June 30, 2026, Invesco Capital Management LLC (the “Adviser”) will voluntarily waive 100% of its management fee, 0.39%, for the Fund. The Net Expense Ratio for the Fund through June 30, 2026 is 0.00%.

Full IROC Calculator →

RYLDETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.