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ISBC vs MO: Dividend Comparison 2026

ISBC yields 21.83% · MO yields 6.36%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 ISBC wins by $116771762.55M in total portfolio value
10 years
ISBC
ISBC
● Live price
21.83%
Share price
$13.87
Annual div
$3.03
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$116771762.63M
Annual income
$115,752,943,300,661.28
Full ISBC calculator →
MO
Altria Group Inc.
● Live price
6.36%
Share price
$65.99
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$80.1K
Annual income
$30,159.17
Full MO calculator →

Portfolio growth — ISBC vs MO

📍 ISBC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodISBCMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ISBC + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ISBC pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ISBC
Annual income on $10K today (after 15% tax)
$1,855.20/yr
After 10yr DRIP, annual income (after tax)
$98,390,001,805,562.10/yr
MO
Annual income on $10K today (after 15% tax)
$540.99/yr
After 10yr DRIP, annual income (after tax)
$25,635.29/yr
At 15% tax rate, ISBC beats the other by $98,390,001,779,926.80/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ISBC + MO for your $10,000?

ISBC: 50%MO: 50%
100% MO50/50100% ISBC
Portfolio after 10yr
$58385881.35M
Annual income
$57,876,471,665,410.22/yr
Blended yield
99.13%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

ISBC
Analyst Ratings
10
Buy
8
Hold
Consensus: Buy
Altman Z
0.9
Piotroski
6/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-7.2% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ISBC buys
0
MO buys
0
No recent congressional trades found for ISBC or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricISBCMO
Forward yield21.83%6.36%
Annual dividend / share$3.03$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%22.6%
Portfolio after 10y$116771762.63M$80.1K
Annual income after 10y$115,752,943,300,661.28$30,159.17
Total dividends collected$116704072.98M$74.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: ISBC vs MO ($10,000, DRIP)

YearISBC PortfolioISBC Income/yrMO PortfolioMO Income/yrGap
1← crossover$15,065$4,365.19$10,570$780.30+$4.5KISBC
2$28,412$12,292.02$11,381$1,032.90+$17.0KISBC
3$73,731$43,330.47$12,535$1,392.73+$61.2KISBC
4$289,072$210,180.23$14,193$1,920.91+$274.9KISBC
5$1,849,568$1,540,260.93$16,618$2,723.68+$1.83MISBC
6$20,399,656$18,420,617.67$20,263$3,993.80+$20.38MISBC
7$401,582,049$379,754,416.90$25,936$6,098.36+$401.56MISBC
8$14,403,041,597$13,973,348,804.96$35,166$9,775.01+$14403.01MISBC
9$952,167,596,512$936,756,342,002.87$51,026$16,597.78+$952167.55MISBC
10$116,771,762,628,929$115,752,943,300,661.28$80,113$30,159.17+$116771762.55MISBC

ISBC vs MO: Complete Analysis 2026

ISBCStock

Investors Bancorp, Inc. operates as the bank holding company for Investors Bank that provides various banking products and services to individuals and businesses in the United States. Its deposit products include savings, checking, and money market accounts. The company's loan portfolio comprises multi-family, commercial real estate, commercial and industrial, and construction loans; one-to four-family residential mortgage loans secured by one-to four-family residential real estate; and consumer and other loans primarily consisting of home equity loans, and home equity lines of credit, as well as various life insurance products. As of December 31, 2021, it operated through a network of 154 branches in New Jersey, New York, and Pennsylvania. Investors Bancorp, Inc. was founded in 1926 and is headquartered in Short Hills, New Jersey.

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MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.