Is ISCMF or FCPT a better dividend investment in 2026?

ISCMF currently yields 27.19% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: ISCMF offers higher current income.

What is the dividend yield difference between ISCMF and FCPT?

ISCMF has a forward dividend yield of 27.19% ($2.00/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 21.14 percentage points.

Home › Compare › ISCMF vs FCPT

ISCMF vs FCPT: Dividend Comparison 2026

ISCMF yields 27.19% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ISCMF wins by $63.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

ISCMF

● Live price

27.19%

Share price

$7.36

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$112.4K

Annual income

$13,646.34

Full ISCMF calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — ISCMF vs FCPT

📍 ISCMF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ISCMF	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ISCMF + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ISCMF pays

FCPT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ISCMF

Annual income on $10K today (after 15% tax)

$2,310.94/yr

After 10yr DRIP, annual income (after tax)

$11,599.39/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, ISCMF beats the other by $6,690.40/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ISCMF + FCPT for your $10,000?

ISCMF: 50%FCPT: 50%

100% FCPT50/50100% ISCMF

Portfolio after 10yr

$80.7K

Annual income

$9,710.81/yr

Blended yield

12.03%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

ISCMF

No analyst data

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ISCMF buys

FCPT buys

No recent congressional trades found for ISCMF or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricISCMFFCPT

Forward yield	27.19% ✓	6.05%
Annual dividend / share	$2.00 ✓	$1.43
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	15.8% ✓
Portfolio after 10y	$112.4K ✓	$49.1K
Annual income after 10y	$13,646.34 ✓	$5,775.28
Total dividends collected	$73.7K ✓	$24.1K
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: ISCMF vs FCPT ($10,000, DRIP)

Year	ISCMF Portfolio	ISCMF Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1← crossover	$13,419	$2,718.76	$11,401	$700.92	+$2.0K → ISCMF
2	$17,768	$3,409.57	$13,064	$864.84	+$4.7K → ISCMF
3	$23,231	$4,219.23	$15,051	$1,072.48	+$8.2K → ISCMF
4	$30,012	$5,155.60	$17,442	$1,337.22	+$12.6K → ISCMF
5	$38,338	$6,224.94	$20,340	$1,677.08	+$18.0K → ISCMF
6	$48,453	$7,431.61	$23,880	$2,116.57	+$24.6K → ISCMF
7	$60,623	$8,777.94	$28,241	$2,689.36	+$32.4K → ISCMF
8	$75,131	$10,264.13	$33,660	$3,442.07	+$41.5K → ISCMF
9	$92,278	$11,888.27	$40,456	$4,439.95	+$51.8K → ISCMF
10	$112,384	$13,646.34	$49,063	$5,775.28	+$63.3K → ISCMF

ISCMF vs FCPT: Complete Analysis 2026

ISCMF — Stock

The investment objective of the Fund is to seek to provide investors with a total return, taking into account both capital and income returns, which reflects the return of the Bloomberg Commodity USD Total Return Index.

Full ISCMF Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.