HomeCompareISDAF vs RYLD

ISDAF vs RYLD: Dividend Comparison 2026

ISDAF yields 7.16% · RYLD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ISDAF wins by $51490.47M in total portfolio value
10 years
ISDAF
ISDAF
● Live price
7.16%
Share price
$6.65
Annual div
$0.48
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$51490.50M
Annual income
$50,145,694,664.04
Full ISDAF calculator →
RYLD
RYLD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full RYLD calculator →

Portfolio growth — ISDAF vs RYLD

📍 ISDAF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodISDAFRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ISDAF + RYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ISDAF pays
RYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ISDAF
Annual income on $10K today (after 15% tax)
$608.88/yr
After 10yr DRIP, annual income (after tax)
$42,623,840,464.43/yr
RYLD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, ISDAF beats the other by $42,623,839,700.12/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ISDAF + RYLD for your $10,000?

ISDAF: 50%RYLD: 50%
100% RYLD50/50100% ISDAF
Portfolio after 10yr
$25745.26M
Annual income
$25,072,847,781.62/yr
Blended yield
97.39%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ISDAF buys
0
RYLD buys
0
No recent congressional trades found for ISDAF or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricISDAFRYLD
Forward yield7.16%4.00%
Annual dividend / share$0.48$2.00
Payout ratio50%50%
1-year div growth0%5%
5-year div CAGR100%5%
Portfolio after 10y$51490.50M$28.0K
Annual income after 10y$50,145,694,664.04$899.19
Total dividends collected$51398.21M$6.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: ISDAF vs RYLD ($10,000, DRIP)

YearISDAF PortfolioISDAF Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$12,133$1,432.66$11,120$420.00+$1.0KISDAF
2$16,231$3,248.97$12,357$458.31+$3.9KISDAF
3$25,491$8,124.17$13,721$499.76+$11.8KISDAF
4$51,125$23,849.19$15,227$544.58+$35.9KISDAF
5$144,108$89,404.71$16,885$593.02+$127.2KISDAF
6$625,242$471,046.37$18,713$645.34+$606.5KISDAF
7$4,489,061$3,820,051.78$20,724$701.81+$4.47MISDAF
8$56,068,496$51,265,201.26$22,938$762.73+$56.05MISDAF
9$1,256,822,807$1,196,829,516.12$25,372$828.41+$1256.80MISDAF
10$51,490,495,068$50,145,694,664.04$28,047$899.19+$51490.47MISDAF

ISDAF vs RYLD: Complete Analysis 2026

ISDAFStock

Israel Discount Bank Limited, together with its subsidiaries, provides various banking and financial services in Israel, Europe, and North America. The company operates through Retail Banking, Middle Market Banking, Corporate Banking, Financial Operations, Discount Capital, Discount Bancorp, Israel Credit Cards Company, and Other segments. Its personal banking services include checking accounts, deposits and savings products, loans and credit facilities, mortgages, credit cards, capital market products, consulting services, family banking programs, and tax exemption services. The company also provides accounts, credit, funds, credit cards, and loans for small businesses; commercial business products for factories, workshops, service providers, and merchants; corporate, residential and commercial construction, infrastructure, and rental property financing; and personal consulting services for corporations and executives in various fields of investment, inliquidity, and asset management; brokerage and trading services; customized services for diamond traders; and capital market consulting, including foreign trade, documentary collection and credit, foreign guarantee, export financing, online foreign trade, anti money laundering, and mutual fund services. In addition, it offers tools for capital market transactions; provides Israeli private banking, foreign currency, commercial payment, securities custody and execution, capital market advisory, international banking, portfolio management, and online and digital banking services; manages securities investment portfolios for private customers, corporations, not-for-profit organizations, and institutional bodies; and initiates and assists public offerings and private placements, as well as provides underwriting and distribution services. The company operates through a chain of 171 branches in Israel. Israel Discount Bank Limited was incorporated in 1935 and is based in Tel Aviv, Israel.

Full ISDAF Calculator →

RYLDETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.