Is ISMRF or XYLD a better dividend investment in 2026?

ISMRF currently yields 416.67% with a 5% 5-year dividend growth rate. XYLD yields 9.02% with 0.5% growth. The better choice depends on your goal: ISMRF offers higher current income.

What is the dividend yield difference between ISMRF and XYLD?

ISMRF has a forward dividend yield of 416.67% ($2.00/share annually). XYLD yields 9.02% ($3.48/share annually). The yield gap is 407.65 percentage points.

Home › Compare › ISMRF vs XYLD

ISMRF vs XYLD: Dividend Comparison 2026

ISMRF yields 416.67% · XYLD yields 9.02%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ISMRF wins by $15446.83M in total portfolio value

INVESTMENT

TIME HORIZON10 years

ISMRF

● Live price

416.67%

Share price

$0.48

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$15446.85M

Annual income

$10,492,957,272.45

Full ISMRF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

9.02%

Share price

$38.60

Annual div

$3.48

5Y div CAGR

0.5%

Payout ratio

90%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.1K

Annual income

$2,363.75

Full XYLD calculator →

Portfolio growth — ISMRF vs XYLD

📍 ISMRF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ISMRF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ISMRF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

—

Aug

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Sep

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Oct

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Nov

—

Dec

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ISMRF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ISMRF

Annual income on $10K today (after 15% tax)

$35,416.67/yr

After 10yr DRIP, annual income (after tax)

$8,919,013,681.58/yr

XYLD

Annual income on $10K today (after 15% tax)

$766.32/yr

After 10yr DRIP, annual income (after tax)

$2,009.19/yr

At 15% tax rate, ISMRF beats the other by $8,919,011,672.40/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ISMRF + XYLD for your $10,000?

ISMRF: 50%XYLD: 50%

100% XYLD50/50100% ISMRF

Portfolio after 10yr

$7723.44M

Annual income

$5,246,479,818.10/yr

Blended yield

67.93%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ISMRF buys

XYLD buys

No recent congressional trades found for ISMRF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricISMRFXYLD

Forward yield	416.67% ✓	9.02%
Annual dividend / share	$2.00	$3.48 ✓
Payout ratio	50% ✓	90%
1-year div growth	0% ✓	-2.1%
5-year div CAGR	0%	0.5% ✓
Portfolio after 10y	$15446.85M ✓	$21.1K
Annual income after 10y	$10,492,957,272.45 ✓	$2,363.75
Total dividends collected	$14996.03M ✓	$15.0K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: ISMRF vs XYLD ($10,000, DRIP)

Year	ISMRF Portfolio	ISMRF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$52,367	$41,666.67	$10,626	$906.06	+$41.7K → ISMRF
2	$259,952	$203,920.04	$11,324	$995.47	+$248.6K → ISMRF
3	$1,224,201	$946,051.97	$12,104	$1,096.88	+$1.21M → ISMRF
4	$5,473,698	$4,163,802.84	$12,977	$1,212.21	+$5.46M → ISMRF
5	$23,256,265	$17,399,408.07	$13,958	$1,343.80	+$23.24M → ISMRF
6	$93,973,351	$69,089,147.58	$15,061	$1,494.40	+$93.96M → ISMRF
7	$361,461,534	$260,910,048.59	$16,307	$1,667.30	+$361.45M → ISMRF
8	$1,324,680,829	$937,916,987.81	$17,717	$1,866.48	+$1324.66M → ISMRF
9	$4,629,809,751	$3,212,401,263.77	$19,317	$2,096.71	+$4629.79M → ISMRF
10	$15,446,853,706	$10,492,957,272.45	$21,140	$2,363.75	+$15446.83M → ISMRF

ISMRF vs XYLD: Complete Analysis 2026

ISMRF — Stock

ISM Resources Corp. engages in the exploration and development of gold mineral deposits in Canada. It holds 100% interests in the Quet Gold Ridge and Fire Creek property, and the ESN property, as well as 45% interests in the Koster Dam property located in British Columbia. The company was incorporated in 2021 and is headquartered in Vancouver, Canada. ISM Resources Corp. is a subsidiary of Ameriwest Lithium Inc.

Full ISMRF Calculator →

XYLD — ETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.