Is ISNPY or SPHD a better dividend investment in 2026?

ISNPY currently yields 6.70% with a 5% 5-year dividend growth rate. SPHD yields 4.33% with 5% growth. The better choice depends on your goal: ISNPY offers higher current income.

What is the dividend yield difference between ISNPY and SPHD?

ISNPY has a forward dividend yield of 6.70% ($2.45/share annually). SPHD yields 4.33% ($2.14/share annually). The yield gap is 2.37 percentage points.

Home › Compare › ISNPY vs SPHD

ISNPY vs SPHD: Dividend Comparison 2026

ISNPY yields 6.70% · SPHD yields 4.33%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ISNPY wins by $34237.36M in total portfolio value

INVESTMENT

TIME HORIZON10 years

ISNPY

● Live price

6.70%

Share price

$36.56

Annual div

$2.45

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$34237.39M

Annual income

$33,283,266,274.42

Full ISNPY calculator →

SPHD

● Live price

4.33%

Share price

$49.34

Annual div

$2.14

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.5K

Annual income

$571.32

Full SPHD calculator →

Portfolio growth — ISNPY vs SPHD

📍 ISNPY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ISNPY	SPHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ISNPY + SPHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ISNPY pays

SPHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ISNPY

Annual income on $10K today (after 15% tax)

$569.61/yr

After 10yr DRIP, annual income (after tax)

$28,290,776,333.26/yr

SPHD

Annual income on $10K today (after 15% tax)

$367.92/yr

After 10yr DRIP, annual income (after tax)

$485.62/yr

At 15% tax rate, ISNPY beats the other by $28,290,775,847.63/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ISNPY + SPHD for your $10,000?

ISNPY: 50%SPHD: 50%

100% SPHD50/50100% ISNPY

Portfolio after 10yr

$17118.71M

Annual income

$16,641,633,422.87/yr

Blended yield

97.21%

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Analyst Conviction Gap

Where Wall Street is most bullish on ISNPY right now

ISNPY

Analyst Ratings

Buy

Hold

Consensus: Buy

Altman Z

0.1

Piotroski

4/9

SPHD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ISNPY buys

SPHD buys

No recent congressional trades found for ISNPY or SPHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricISNPYSPHD

Forward yield	6.70% ✓	4.33%
Annual dividend / share	$2.45 ✓	$2.14
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$34237.39M ✓	$26.5K
Annual income after 10y	$33,283,266,274.42 ✓	$571.32
Total dividends collected	$34171.69M ✓	$5.1K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: ISNPY vs SPHD ($10,000, DRIP)

Year	ISNPY Portfolio	ISNPY Income/yr	SPHD Portfolio	SPHD Income/yr	Gap
1← crossover	$12,040	$1,340.26	$11,133	$432.85	+$907.00 → ISNPY
2	$15,899	$3,016.28	$12,363	$450.36	+$3.5K → ISNPY
3	$24,457	$7,444.95	$13,695	$467.39	+$10.8K → ISNPY
4	$47,575	$21,406.05	$15,138	$483.90	+$32.4K → ISNPY
5	$128,737	$77,831.72	$16,697	$499.88	+$112.0K → ISNPY
6	$531,413	$393,663.81	$18,382	$515.31	+$513.0K → ISNPY
7	$3,605,992	$3,037,380.30	$20,198	$530.17	+$3.59M → ISNPY
8	$42,383,014	$38,524,602.87	$22,157	$544.46	+$42.36M → ISNPY
9	$891,702,706	$846,352,881.02	$24,266	$558.18	+$891.68M → ISNPY
10	$34,237,388,170	$33,283,266,274.42	$26,536	$571.32	+$34237.36M → ISNPY

ISNPY vs SPHD: Complete Analysis 2026

ISNPY — Stock

Intesa Sanpaolo S.p.A. provides various financial products and services primarily in Italy. It operates through six segments Banca dei Territori, IMI Corporate & Investment Banking, International Subsidiary Banks, Asset Management, Private Banking, and Insurance. The company offers lending and deposit products; corporate, investment banking, and public finance services; industrial credit, factoring, and leasing services; asset management solutions; life and non-life insurance products; and bancassurance and pension fund, and fiduciary services. It also provides consumer credit and E-money; wealth management and private banking services. The company serves individuals, small and medium-sized businesses, non-profit organizations, corporates and financial institutions, public administration, private clients and high net worth individuals, institutional clientele, and other customers. Intesa Sanpaolo S.p.A. is headquartered in Turin, Italy.

Full ISNPY Calculator →

SPHD — ETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.