HomeCompareISUL vs SPHD

ISUL vs SPHD: Dividend Comparison 2026

ISUL yields 8.63% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 ISUL wins by $8.9K in total portfolio value
10 years
ISUL
ISUL
● Live price
8.63%
Share price
$23.19
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$35.4K
Annual income
$1,486.97
Full ISUL calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — ISUL vs SPHD

📍 ISUL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodISULSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ISUL + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ISUL pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ISUL
Annual income on $10K today (after 15% tax)
$733.14/yr
After 10yr DRIP, annual income (after tax)
$1,263.92/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, ISUL beats the other by $778.30/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ISUL + SPHD for your $10,000?

ISUL: 50%SPHD: 50%
100% SPHD50/50100% ISUL
Portfolio after 10yr
$31.0K
Annual income
$1,029.15/yr
Blended yield
3.32%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ISUL buys
0
SPHD buys
0
No recent congressional trades found for ISUL or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricISULSPHD
Forward yield8.63%4.33%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$35.4K$26.5K
Annual income after 10y$1,486.97$571.32
Total dividends collected$11.8K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: ISUL vs SPHD ($10,000, DRIP)

YearISUL PortfolioISUL Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,563$862.52$11,133$432.85+$430.00ISUL
2$13,304$932.05$12,363$450.36+$941.00ISUL
3$15,237$1,002.27$13,695$467.39+$1.5KISUL
4$17,377$1,072.83$15,138$483.90+$2.2KISUL
5$19,737$1,143.43$16,697$499.88+$3.0KISUL
6$22,332$1,213.75$18,382$515.31+$4.0KISUL
7$25,179$1,283.50$20,198$530.17+$5.0KISUL
8$28,294$1,352.45$22,157$544.46+$6.1KISUL
9$31,695$1,420.34$24,266$558.18+$7.4KISUL
10$35,400$1,486.97$26,536$571.32+$8.9KISUL

ISUL vs SPHD: Complete Analysis 2026

ISULStock

The Fund seeks daily investment results, before fees and expenses, of 2 times (200%) the daily percentage change of the common stock of Intuitive Surgical, Inc, (NASDAQ: ISRG) There is no guarantee that the Fund will meet its stated objective. The fund should not be expected to provide 2 times the cumulative return of ISRG for periods greater than a day.

Full ISUL Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.