Is ISUL or XYLD a better dividend investment in 2026?

ISUL currently yields 8.63% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between ISUL and XYLD?

ISUL has a forward dividend yield of 8.63% ($2.00/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 2.57 percentage points.

Home › Compare › ISUL vs XYLD

ISUL vs XYLD: Dividend Comparison 2026

ISUL yields 8.63% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ISUL wins by $9.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

ISUL

● Live price

8.63%

Share price

$23.19

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$35.4K

Annual income

$1,486.97

Full ISUL calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — ISUL vs XYLD

📍 ISUL pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ISUL	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, ISUL + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ISUL pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ISUL

Annual income on $10K today (after 15% tax)

$733.14/yr

After 10yr DRIP, annual income (after tax)

$1,263.92/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, XYLD beats the other by $1,584.45/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ISUL + XYLD for your $10,000?

ISUL: 50%XYLD: 50%

100% XYLD50/50100% ISUL

Portfolio after 10yr

$30.6K

Annual income

$2,419.00/yr

Blended yield

7.90%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ISUL buys

XYLD buys

No recent congressional trades found for ISUL or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricISULXYLD

Forward yield	8.63%	11.20% ✓
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$35.4K ✓	$25.9K
Annual income after 10y	$1,486.97	$3,351.03 ✓
Total dividends collected	$11.8K	$20.2K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: ISUL vs XYLD ($10,000, DRIP)

Year	ISUL Portfolio	ISUL Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,563	$862.52	$10,840	$1,120.44	+$723.00 → ISUL
2	$13,304	$932.05	$11,786	$1,249.59	+$1.5K → ISUL
3	$15,237	$1,002.27	$12,854	$1,397.78	+$2.4K → ISUL
4	$17,377	$1,072.83	$14,063	$1,568.33	+$3.3K → ISUL
5	$19,737	$1,143.43	$15,434	$1,765.19	+$4.3K → ISUL
6	$22,332	$1,213.75	$16,995	$1,993.14	+$5.3K → ISUL
7	$25,179	$1,283.50	$18,777	$2,257.95	+$6.4K → ISUL
8	$28,294	$1,352.45	$20,818	$2,566.58	+$7.5K → ISUL
9	$31,695	$1,420.34	$23,163	$2,927.50	+$8.5K → ISUL
10	$35,400	$1,486.97	$25,865	$3,351.03	+$9.5K → ISUL

ISUL vs XYLD: Complete Analysis 2026

ISUL — Stock

The Fund seeks daily investment results, before fees and expenses, of 2 times (200%) the daily percentage change of the common stock of Intuitive Surgical, Inc, (NASDAQ: ISRG) There is no guarantee that the Fund will meet its stated objective. The fund should not be expected to provide 2 times the cumulative return of ISRG for periods greater than a day.

Full ISUL Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this ISUL vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

ISUL vs SCHD ISUL vs JEPI ISUL vs O ISUL vs KO ISUL vs MAIN ISUL vs QYLD ISUL vs JEPQ ISUL vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.