Is ITCFY or RYLD a better dividend investment in 2026?

ITCFY currently yields 5.36% with a 5% 5-year dividend growth rate. RYLD yields 12.39% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between ITCFY and RYLD?

ITCFY has a forward dividend yield of 5.36% ($0.85/share annually). RYLD yields 12.39% ($1.81/share annually). The yield gap is 7.03 percentage points.

Home › Compare › ITCFY vs RYLD

ITCFY vs RYLD: Dividend Comparison 2026

ITCFY yields 5.36% · RYLD yields 12.39%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ITCFY wins by $104.4K in total portfolio value· pulled ahead in Year 5

INVESTMENT

TIME HORIZON10 years

ITCFY

● Live price

5.36%

Share price

$15.92

Annual div

$0.85

5Y div CAGR

34.6%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$149.7K

Annual income

$51,998.97

Full ITCFY calculator →

RYLD

● Live price

12.39%

Share price

$14.64

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.3K

Annual income

$2,682.98

Full RYLD calculator →

Portfolio growth — ITCFY vs RYLD

📍 ITCFY pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ITCFY	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ITCFY + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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ITCFY pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ITCFY

Annual income on $10K today (after 15% tax)

$455.92/yr

After 10yr DRIP, annual income (after tax)

$44,199.12/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,053.44/yr

After 10yr DRIP, annual income (after tax)

$2,280.53/yr

At 15% tax rate, ITCFY beats the other by $41,918.59/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ITCFY + RYLD for your $10,000?

ITCFY: 50%RYLD: 50%

100% RYLD50/50100% ITCFY

Portfolio after 10yr

$97.5K

Annual income

$27,340.98/yr

Blended yield

28.05%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ITCFY buys

RYLD buys

No recent congressional trades found for ITCFY or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricITCFYRYLD

Forward yield	5.36%	12.39% ✓
Annual dividend / share	$0.85	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	34.6% ✓	0%
Portfolio after 10y	$149.7K ✓	$45.3K
Annual income after 10y	$51,998.97 ✓	$2,682.98
Total dividends collected	$117.5K ✓	$19.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: ITCFY vs RYLD ($10,000, DRIP)

Year	ITCFY Portfolio	ITCFY Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$11,422	$721.97	$11,939	$1,239.34	$517.00 → RYLD
2	$13,259	$1,037.34	$14,158	$1,382.89	$899.00 → RYLD
3	$15,702	$1,514.77	$16,682	$1,532.59	$980.00 → RYLD
4	$19,057	$2,256.58	$19,537	$1,687.64	$480.00 → RYLD
5← crossover	$23,837	$3,445.32	$22,752	$1,847.20	+$1.1K → ITCFY
6	$30,926	$5,420.92	$26,355	$2,010.43	+$4.6K → ITCFY
7	$41,938	$8,847.38	$30,376	$2,176.45	+$11.6K → ITCFY
8	$59,967	$15,092.49	$34,847	$2,344.43	+$25.1K → ITCFY
9	$91,311	$27,146.85	$39,800	$2,513.54	+$51.5K → ITCFY
10	$149,702	$51,998.97	$45,269	$2,682.98	+$104.4K → ITCFY

ITCFY vs RYLD: Complete Analysis 2026

ITCFY — Stock

Investec Group provides various financial products and services in the United Kingdom South Africa, and internationally. The company offers wealth and investment products and services, including portfolio management, discretionary wealth management, financial planning, stockbroking/execution, pensions and retirement, and investment advisory services for private clients, charities, pension funds and trusts. It also provides specialist banking products and services comprising private banking products, such as lending, savings, foreign exchange, private capital, and transactional banking services; corporate and investment banking products, including lending, advisory, hedging, cash deposits and savings, and equity placement services to government, institutions, corporates, and intermediaries. Investec Group was founded in 1974 and is based in Sandton, South Africa.

Full ITCFY Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.