Is ITDD or VYM a better dividend investment in 2026?

ITDD currently yields 1.84% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: VYM offers higher current income.

What is the dividend yield difference between ITDD and VYM?

ITDD has a forward dividend yield of 1.84% ($0.64/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 0.57 percentage points.

Home › Compare › ITDD vs VYM

ITDD vs VYM: Dividend Comparison 2026

ITDD yields 1.84% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VYM wins by $5.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

ITDD

● Live price

1.84%

Share price

$34.94

Annual div

$0.64

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.4K

Annual income

$206.84

Full ITDD calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — ITDD vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ITDD	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ITDD + VYM cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ITDD pays

VYM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ITDD

Annual income on $10K today (after 15% tax)

$156.11/yr

After 10yr DRIP, annual income (after tax)

$175.81/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, VYM beats the other by $60.95/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ITDD + VYM for your $10,000?

ITDD: 50%VYM: 50%

100% VYM50/50100% ITDD

Portfolio after 10yr

$25.1K

Annual income

$242.69/yr

Blended yield

0.97%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ITDD buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricITDDVYM

Forward yield	1.84%	2.41% ✓
Annual dividend / share	$0.64	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$22.4K	$27.8K ✓
Annual income after 10y	$206.84	$278.55 ✓
Total dividends collected	$2.0K	$2.6K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: ITDD vs VYM ($10,000, DRIP)

Year	ITDD Portfolio	ITDD Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$10,884	$183.66	$11,151	$241.44	$267.00 → VYM
2	$11,832	$186.82	$12,413	$246.79	$581.00 → VYM
3	$12,850	$189.81	$13,794	$251.79	$944.00 → VYM
4	$13,943	$192.66	$15,306	$256.47	$1.4K → VYM
5	$15,114	$195.36	$16,960	$260.84	$1.8K → VYM
6	$16,370	$197.92	$18,768	$264.92	$2.4K → VYM
7	$17,716	$200.34	$20,745	$268.71	$3.0K → VYM
8	$19,159	$202.63	$22,905	$272.24	$3.7K → VYM
9	$20,705	$204.80	$25,265	$275.51	$4.6K → VYM
10	$22,361	$206.84	$27,842	$278.55	$5.5K → VYM

ITDD vs VYM: Complete Analysis 2026

ITDD — Stock

iShares LifePath Target Date 2040 ETF seeks to provide retirement outcomes through exposure to a broad portfolio of ETFs which adjusts its allocation as it approaches its target date.

Full ITDD Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.