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ITDG vs SCHD: Dividend Comparison 2026

ITDG yields 1.68% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $6.9K in total portfolio value
10 years
ITDG
ITDG
● Live price
1.68%
Share price
$36.01
Annual div
$0.60
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.1K
Annual income
$186.92
Full ITDG calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — ITDG vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodITDGSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, ITDG + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
ITDG pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ITDG
Annual income on $10K today (after 15% tax)
$142.53/yr
After 10yr DRIP, annual income (after tax)
$158.88/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $203.18/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ITDG + SCHD for your $10,000?

ITDG: 50%SCHD: 50%
100% SCHD50/50100% ITDG
Portfolio after 10yr
$25.6K
Annual income
$306.43/yr
Blended yield
1.20%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ITDG buys
0
SCHD buys
0
No recent congressional trades found for ITDG or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricITDGSCHD
Forward yield1.68%3.46% ✓
Annual dividend / share$0.60$1.06 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$22.1K$29.0K ✓
Annual income after 10y$186.92$425.95 ✓
Total dividends collected$1.8K$3.9K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: ITDG vs SCHD ($10,000, DRIP)

YearITDG PortfolioITDG Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,868$167.69$11,226$346.36$358.00 → SCHD
2$11,799$170.31$12,572$357.38$773.00 → SCHD
3$12,797$172.81$14,046$367.84$1.2K → SCHD
4$13,868$175.17$15,660$377.73$1.8K → SCHD
5$15,017$177.42$17,425$387.07$2.4K → SCHD
6$16,247$179.54$19,354$395.86$3.1K → SCHD
7$17,566$181.54$21,461$404.13$3.9K → SCHD
8$18,979$183.44$23,762$411.89$4.8K → SCHD
9$20,493$185.23$26,272$419.15$5.8K → SCHD
10$22,115$186.92$29,010$425.95$6.9K → SCHD

ITDG vs SCHD: Complete Analysis 2026

ITDG — Stock

iShares LifePath Target Date 2055 ETF seeks to provide retirement outcomes through exposure to a broad portfolio of ETFs which adjusts its allocation as it approaches its target date.

Full ITDG Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.