Is ITDH or SCHD a better dividend investment in 2026?

ITDH currently yields 1.66% with a 5% 5-year dividend growth rate. SCHD yields 3.44% with 13.05% growth. The better choice depends on your goal: SCHD offers higher current income.

What is the dividend yield difference between ITDH and SCHD?

ITDH has a forward dividend yield of 1.66% ($0.60/share annually). SCHD yields 3.44% ($1.06/share annually). The yield gap is 1.78 percentage points.

Home › Compare › ITDH vs SCHD

ITDH vs SCHD: Dividend Comparison 2026

ITDH yields 1.66% · SCHD yields 3.44%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SCHD wins by $6.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

ITDH

● Live price

1.66%

Share price

$36.35

Annual div

$0.60

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.1K

Annual income

$184.71

Full ITDH calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.44%

Share price

$30.69

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$422.44

Full SCHD calculator →

Portfolio growth — ITDH vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ITDH	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ITDH + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ITDH pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ITDH

Annual income on $10K today (after 15% tax)

$141.01/yr

After 10yr DRIP, annual income (after tax)

$157.00/yr

SCHD

Annual income on $10K today (after 15% tax)

$292.39/yr

After 10yr DRIP, annual income (after tax)

$359.07/yr

At 15% tax rate, SCHD beats the other by $202.07/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ITDH + SCHD for your $10,000?

ITDH: 50%SCHD: 50%

100% SCHD50/50100% ITDH

Portfolio after 10yr

$25.5K

Annual income

$303.57/yr

Blended yield

1.19%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ITDH buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricITDHSCHD

Forward yield	1.66%	3.44% ✓
Annual dividend / share	$0.60	$1.06 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$22.1K	$29.0K ✓
Annual income after 10y	$184.71	$422.44 ✓
Total dividends collected	$1.8K	$3.9K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: ITDH vs SCHD ($10,000, DRIP)

Year	ITDH Portfolio	ITDH Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$10,866	$165.90	$11,224	$343.99	$358.00 → SCHD
2	$11,795	$168.47	$12,567	$354.86	$772.00 → SCHD
3	$12,792	$170.91	$14,038	$365.18	$1.2K → SCHD
4	$13,860	$173.22	$15,648	$374.93	$1.8K → SCHD
5	$15,006	$175.42	$17,409	$384.13	$2.4K → SCHD
6	$16,234	$177.49	$19,334	$392.80	$3.1K → SCHD
7	$17,550	$179.45	$21,436	$400.95	$3.9K → SCHD
8	$18,959	$181.31	$23,731	$408.59	$4.8K → SCHD
9	$20,469	$183.06	$26,235	$415.75	$5.8K → SCHD
10	$22,087	$184.71	$28,966	$422.44	$6.9K → SCHD

ITDH vs SCHD: Complete Analysis 2026

ITDH — Stock

iShares LifePath Target Date 2060 ETF seeks to provide retirement outcomes through exposure to a broad portfolio of ETFs which adjusts its allocation as it approaches its target date.

Full ITDH Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.