Is ITDI or QYLD a better dividend investment in 2026?

ITDI currently yields 1.68% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between ITDI and QYLD?

ITDI has a forward dividend yield of 1.68% ($0.61/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 10.24 percentage points.

Home › Compare › ITDI vs QYLD

ITDI vs QYLD: Dividend Comparison 2026

ITDI yields 1.68% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $3.3K in total portfolio value· pulled ahead in Year 9

INVESTMENT

TIME HORIZON10 years

ITDI

● Live price

1.68%

Share price

$36.45

Annual div

$0.61

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.1K

Annual income

$187.28

Full ITDI calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — ITDI vs QYLD

📍 QYLD pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ITDI	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ITDI + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ITDI pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ITDI

Annual income on $10K today (after 15% tax)

$142.78/yr

After 10yr DRIP, annual income (after tax)

$159.19/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,651.23/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ITDI + QYLD for your $10,000?

ITDI: 50%QYLD: 50%

100% QYLD50/50100% ITDI

Portfolio after 10yr

$23.8K

Annual income

$2,923.30/yr

Blended yield

12.30%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ITDI buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricITDIQYLD

Forward yield	1.68%	11.92% ✓
Annual dividend / share	$0.61	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$22.1K	$25.4K ✓
Annual income after 10y	$187.28	$5,659.31 ✓
Total dividends collected	$1.8K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: ITDI vs QYLD ($10,000, DRIP)

Year	ITDI Portfolio	ITDI Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$10,868	$167.98	$10,352	$1,192.36	+$516.00 → ITDI
2	$11,799	$170.62	$10,830	$1,347.57	+$969.00 → ITDI
3	$12,798	$173.12	$11,460	$1,539.07	+$1.3K → ITDI
4	$13,870	$175.49	$12,275	$1,777.84	+$1.6K → ITDI
5	$15,018	$177.74	$13,323	$2,078.95	+$1.7K → ITDI
6	$16,250	$179.87	$14,667	$2,463.34	+$1.6K → ITDI
7	$17,569	$181.88	$16,396	$2,960.57	+$1.2K → ITDI
8	$18,983	$183.79	$18,631	$3,612.97	+$352.00 → ITDI
9← crossover	$20,497	$185.58	$21,548	$4,482.15	$1.1K → QYLD
10	$22,119	$187.28	$25,398	$5,659.31	$3.3K → QYLD

ITDI vs QYLD: Complete Analysis 2026

ITDI — Stock

iShares LifePath Target Date 2065 ETF seeks to provide retirement outcomes through exposure to a broad portfolio of ETFs which adjusts its allocation as it approaches its target date.

Full ITDI Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.