Is ITM or ADC a better dividend investment in 2026?

ITM currently yields 2.93% with a 5% 5-year dividend growth rate. ADC yields 4.39% with 5.2% growth. The better choice depends on your goal: ADC offers higher current income.

What is the dividend yield difference between ITM and ADC?

ITM has a forward dividend yield of 2.93% ($1.36/share annually). ADC yields 4.39% ($3.00/share annually). The yield gap is 1.46 percentage points.

Home › Compare › ITM vs ADC

ITM vs ADC: Dividend Comparison 2026

ITM yields 2.93% · ADC yields 4.39%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ITM wins by $567.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

ITM

● Live price

2.93%

Share price

$46.47

Annual div

$1.36

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.1K

Annual income

$353.58

Full ITM calculator →

ADC

Agree Realty Corporation

● Live price

4.39%

Share price

$68.40

Annual div

$3.00

5Y div CAGR

5.2%

Payout ratio

73%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.5K

Annual income

$1,093.74

Full ADC calculator →

Portfolio growth — ITM vs ADC

📍 ITM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ITM	ADC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ITM + ADC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ITM pays

ADC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ITM

Annual income on $10K today (after 15% tax)

$248.86/yr

After 10yr DRIP, annual income (after tax)

$300.54/yr

ADC

Annual income on $10K today (after 15% tax)

$372.81/yr

After 10yr DRIP, annual income (after tax)

$929.68/yr

At 15% tax rate, ADC beats the other by $629.14/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ITM + ADC for your $10,000?

ITM: 50%ADC: 50%

100% ADC50/50100% ITM

Portfolio after 10yr

$23.8K

Annual income

$723.66/yr

Blended yield

3.04%

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Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

ITM

No analyst data

ADC

Analyst Ratings

Strong

Buy

Hold

Consensus: Buy

Price Target

$81.06

+18.5% upside vs current

Range: $75.00 — $84.50

Altman Z

1.6

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ITM buys

ADC buys

No recent congressional trades found for ITM or ADC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricITMADC

Forward yield	2.93%	4.39% ✓
Annual dividend / share	$1.36	$3.00 ✓
Payout ratio	50% ✓	73%
1-year div growth	0%	2.8% ✓
5-year div CAGR	0%	5.2% ✓
Portfolio after 10y	$24.1K ✓	$23.5K
Annual income after 10y	$353.58	$1,093.74 ✓
Total dividends collected	$3.3K	$7.4K ✓
Payment frequency	quarterly	monthly
Sector	Stock	REIT

Year-by-year: ITM vs ADC ($10,000, DRIP)

Year	ITM Portfolio	ITM Income/yr	ADC Portfolio	ADC Income/yr	Gap
1← crossover	$10,993	$292.78	$10,871	$461.40	+$122.00 → ITM
2	$12,063	$300.79	$11,824	$506.91	+$239.00 → ITM
3	$13,216	$308.48	$12,866	$557.16	+$350.00 → ITM
4	$14,457	$315.86	$14,006	$612.66	+$451.00 → ITM
5	$15,792	$322.91	$15,254	$674.00	+$538.00 → ITM
6	$17,227	$329.65	$16,622	$741.82	+$605.00 → ITM
7	$18,769	$336.08	$18,120	$816.86	+$649.00 → ITM
8	$20,425	$342.21	$19,763	$899.90	+$662.00 → ITM
9	$22,203	$348.04	$21,565	$991.86	+$638.00 → ITM
10	$24,110	$353.58	$23,543	$1,093.74	+$567.00 → ITM

ITM vs ADC: Complete Analysis 2026

ITM — Stock

VanEck Intermediate Muni ETF (ITM) seeks to replicate as closely as possible, before fees and expenses, the price and yield performance of the ICE Intermediate AMT-Free Broad National Municipal Index (MBNI), which is intended to track the overall performance of the U.S. dollar denominated intermediate-term tax-exempt bond market.

Full ITM Calculator →

ADC — REIT

Agree Realty is a net-lease REIT focused on high-quality retail tenants including Walmart, Home Depot, and Tractor Supply. Its monthly dividend and focus on investment-grade tenants make it a conservative REIT alternative to Realty Income. Conservative leverage and disciplined acquisition strategy set it apart.

Full ADC Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.