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ITOEF vs SCHD: Dividend Comparison 2026

ITOEF yields 1.64% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $3.1K in total portfolio value
10 years
ITOEF
ITOEF
● Live price
1.64%
Share price
$18.82
Annual div
$0.31
5Y div CAGR
17.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.9K
Annual income
$1,005.67
Full ITOEF calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — ITOEF vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodITOEFSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ITOEF + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ITOEF pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ITOEF
Annual income on $10K today (after 15% tax)
$139.42/yr
After 10yr DRIP, annual income (after tax)
$854.82/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, ITOEF beats the other by $492.76/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ITOEF + SCHD for your $10,000?

ITOEF: 50%SCHD: 50%
100% SCHD50/50100% ITOEF
Portfolio after 10yr
$27.4K
Annual income
$715.81/yr
Blended yield
2.61%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ITOEF buys
0
SCHD buys
0
No recent congressional trades found for ITOEF or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricITOEFSCHD
Forward yield1.64%3.46%
Annual dividend / share$0.31$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR17.1%0%
Portfolio after 10y$25.9K$29.0K
Annual income after 10y$1,005.67$425.95
Total dividends collected$5.0K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: ITOEF vs SCHD ($10,000, DRIP)

YearITOEF PortfolioITOEF Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,892$192.07$11,226$346.36$334.00SCHD
2$11,883$228.95$12,572$357.38$689.00SCHD
3$12,989$273.37$14,046$367.84$1.1KSCHD
4$14,225$327.00$15,660$377.73$1.4KSCHD
5$15,613$391.92$17,425$387.07$1.8KSCHD
6$17,176$470.76$19,354$395.86$2.2KSCHD
7$18,945$566.79$21,461$404.13$2.5KSCHD
8$20,956$684.18$23,762$411.89$2.8KSCHD
9$23,251$828.22$26,272$419.15$3.0KSCHD
10$25,884$1,005.67$29,010$425.95$3.1KSCHD

ITOEF vs SCHD: Complete Analysis 2026

ITOEFStock

Ito En, Ltd. manufactures and sells green tea beverages in Japan and internationally. The company provides Japanese tea, black tea, and Chinese tea; coffee beverages; fruit, vegetable, and other beverages; and tea leaves, as well as yoghurt, milk, and other dairy products. It also manages eateries; and develops franchise chain store system. The company offers its products through convenience stores, supermarkets, general and mass retailers, vending machines, station stores, and other channels. The company primarily operates under the Oi Ocha, TULLY's COFFEE, and MATCHA GREEN TEA brands. It operates 112 specialty tea shops at locations, such as department stores, shopping malls, and airports in Japan. The company was formerly known as Frontier Tea Corporation and changed its name to Ito En, Ltd. in May 1969. Ito En, Ltd. was founded in 1964 and is headquartered in Tokyo, Japan.

Full ITOEF Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.