Is IVLC or DVY a better dividend investment in 2026?

IVLC currently yields 16.03% with a 5% 5-year dividend growth rate. DVY yields 3.46% with 5% growth. The better choice depends on your goal: IVLC offers higher current income.

What is the dividend yield difference between IVLC and DVY?

IVLC has a forward dividend yield of 16.03% ($2.00/share annually). DVY yields 3.46% ($5.25/share annually). The yield gap is 12.57 percentage points.

Home › Compare › IVLC vs DVY

IVLC vs DVY: Dividend Comparison 2026

IVLC yields 16.03% · DVY yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 IVLC wins by $32.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

IVLC

● Live price

16.03%

Share price

$12.48

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$57.0K

Annual income

$4,297.31

Full IVLC calculator →

DVY

● Live price

3.46%

Share price

$151.41

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.0K

Annual income

$432.91

Full DVY calculator →

Portfolio growth — IVLC vs DVY

📍 IVLC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IVLC	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IVLC + DVY cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

IVLC pays

DVY pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IVLC

Annual income on $10K today (after 15% tax)

$1,362.18/yr

After 10yr DRIP, annual income (after tax)

$3,652.71/yr

DVY

Annual income on $10K today (after 15% tax)

$294.47/yr

After 10yr DRIP, annual income (after tax)

$367.97/yr

At 15% tax rate, IVLC beats the other by $3,284.74/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of IVLC + DVY for your $10,000?

IVLC: 50%DVY: 50%

100% DVY50/50100% IVLC

Portfolio after 10yr

$41.0K

Annual income

$2,365.10/yr

Blended yield

5.76%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IVLC buys

DVY buys

No recent congressional trades found for IVLC or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIVLCDVY

Forward yield	16.03% ✓	3.46%
Annual dividend / share	$2.00	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$57.0K ✓	$25.0K
Annual income after 10y	$4,297.31 ✓	$432.91
Total dividends collected	$28.7K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: IVLC vs DVY ($10,000, DRIP)

Year	IVLC Portfolio	IVLC Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$12,303	$1,602.56	$11,046	$346.43	+$1.3K → IVLC
2	$15,006	$1,842.58	$12,177	$357.65	+$2.8K → IVLC
3	$18,157	$2,100.50	$13,398	$368.47	+$4.8K → IVLC
4	$21,804	$2,375.28	$14,715	$378.89	+$7.1K → IVLC
5	$25,995	$2,665.68	$16,134	$388.90	+$9.9K → IVLC
6	$30,785	$2,970.26	$17,662	$398.51	+$13.1K → IVLC
7	$36,228	$3,287.44	$19,306	$407.71	+$16.9K → IVLC
8	$42,379	$3,615.53	$21,074	$416.50	+$21.3K → IVLC
9	$49,299	$3,952.75	$22,974	$424.90	+$26.3K → IVLC
10	$57,047	$4,297.31	$25,015	$432.91	+$32.0K → IVLC

IVLC vs DVY: Complete Analysis 2026

IVLC — Stock

The fund invests, under normal market conditions, at least 80% of the value of its net assets (plus the amount of any borrowings for investment purposes) in exchange-traded equity securities of U.S. large capitalization issuers. Additionally, it seeks to achieve its investment objective by investing mainly in common stock of U.S. companies that meet high ESG standards, as determined by the fund's sub-adviser. The fund may invest up to 20% of its net assets in common stock of foreign issuers, including up to 10% of its net assets in emerging markets countries. The fund is non-diversified.

Full IVLC Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.