Home › Compare › IVLU vs SCHD

IVLU vs SCHD: Dividend Comparison 2026

IVLU yields 3.58% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $3.8K in total portfolio value
10 years
IVLU
IVLU
● Live price
3.58%
Share price
$39.40
Annual div
$1.41
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.2K
Annual income
$450.74
Full IVLU calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — IVLU vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIVLUSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, IVLU + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
IVLU pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IVLU
Annual income on $10K today (after 15% tax)
$304.34/yr
After 10yr DRIP, annual income (after tax)
$383.13/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, IVLU beats the other by $21.07/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IVLU + SCHD for your $10,000?

IVLU: 50%SCHD: 50%
100% SCHD50/50100% IVLU
Portfolio after 10yr
$27.1K
Annual income
$438.34/yr
Blended yield
1.62%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IVLU buys
0
SCHD buys
0
No recent congressional trades found for IVLU or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIVLUSCHD
Forward yield3.58% ✓3.46%
Annual dividend / share$1.41 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$25.2K$29.0K ✓
Annual income after 10y$450.74 ✓$425.95
Total dividends collected$4.1K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: IVLU vs SCHD ($10,000, DRIP)

YearIVLU PortfolioIVLU Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,058$358.05$11,226$346.36$168.00 → SCHD
2$12,202$370.03$12,572$357.38$370.00 → SCHD
3$13,438$381.61$14,046$367.84$608.00 → SCHD
4$14,771$392.76$15,660$377.73$889.00 → SCHD
5$16,209$403.49$17,425$387.07$1.2K → SCHD
6$17,757$413.79$19,354$395.86$1.6K → SCHD
7$19,424$423.66$21,461$404.13$2.0K → SCHD
8$21,217$433.11$23,762$411.89$2.5K → SCHD
9$23,144$442.13$26,272$419.15$3.1K → SCHD
10$25,215$450.74$29,010$425.95$3.8K → SCHD

IVLU vs SCHD: Complete Analysis 2026

IVLU — Stock

The iShares MSCI Intl Value Factor ETF seeks to track the investment results of an index composed of international developed large- and mid-capitalization stocks with value characteristics and relatively lower valuations.

Full IVLU Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
📬

Get this IVLU vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

IVLU vs JEPIIVLU vs OIVLU vs KOIVLU vs MAINIVLU vs VYMIVLU vs DGROIVLU vs VIGIVLU vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.