Is IVREF or DVY a better dividend investment in 2026?

IVREF currently yields 4.16% with a 5% 5-year dividend growth rate. DVY yields 3.50% with 5% growth. The better choice depends on your goal: IVREF offers higher current income.

What is the dividend yield difference between IVREF and DVY?

IVREF has a forward dividend yield of 4.16% ($0.03/share annually). DVY yields 3.50% ($5.25/share annually). The yield gap is 0.66 percentage points.

Home › Compare › IVREF vs DVY

IVREF vs DVY: Dividend Comparison 2026

IVREF yields 4.16% · DVY yields 3.50%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DVY wins by $4.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

IVREF

● Live price

4.16%

Share price

$0.80

Annual div

$0.03

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.4K

Annual income

$0.42

Full IVREF calculator →

DVY

● Live price

3.50%

Share price

$150.03

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.1K

Annual income

$437.78

Full DVY calculator →

Portfolio growth — IVREF vs DVY

📍 DVY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IVREF	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IVREF + DVY cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

IVREF pays

DVY pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IVREF

Annual income on $10K today (after 15% tax)

$353.40/yr

After 10yr DRIP, annual income (after tax)

$0.36/yr

DVY

Annual income on $10K today (after 15% tax)

$297.17/yr

After 10yr DRIP, annual income (after tax)

$372.11/yr

At 15% tax rate, DVY beats the other by $371.76/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IVREF + DVY for your $10,000?

IVREF: 50%DVY: 50%

100% DVY50/50100% IVREF

Portfolio after 10yr

$22.7K

Annual income

$219.10/yr

Blended yield

0.96%

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Analyst Conviction Gap

Where Wall Street is split right now

IVREF

Analyst Ratings

Hold

Consensus: Hold

Altman Z

-1.0

Piotroski

4/9

DVY

No analyst data

Altman Z

307.5

Piotroski

1/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IVREF buys

DVY buys

No recent congressional trades found for IVREF or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIVREFDVY

Forward yield	4.16% ✓	3.50%
Annual dividend / share	$0.03	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$20.4K	$25.1K ✓
Annual income after 10y	$0.42	$437.78 ✓
Total dividends collected	$421.00 ✓	$4.0K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: IVREF vs DVY ($10,000, DRIP)

Year	IVREF Portfolio	IVREF Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$10,908	$207.88	$11,050	$349.62	$142.00 → DVY
2	$11,777	$105.96	$12,184	$361.04	$407.00 → DVY
3	$12,655	$53.46	$13,409	$372.07	$754.00 → DVY
4	$13,568	$26.84	$14,730	$382.68	$1.2K → DVY
5	$14,531	$13.45	$16,154	$392.89	$1.6K → DVY
6	$15,555	$6.73	$17,688	$402.69	$2.1K → DVY
7	$16,647	$3.37	$19,338	$412.07	$2.7K → DVY
8	$17,814	$1.68	$21,113	$421.04	$3.3K → DVY
9	$19,062	$0.84	$23,020	$429.61	$4.0K → DVY
10	$20,397	$0.42	$25,070	$437.78	$4.7K → DVY

IVREF vs DVY: Complete Analysis 2026

IVREF — Stock

Inovalis Real Estate Investment Trust is an unincorporated, open-ended real estate investment trust established pursuant to a declaration of trust under the laws of the Province of Ontario. The REIT has been created for the purpose of acquiring and owning office properties primarily located in France and Germany but also opportunistically in other European countries where assets meet the REIT's investment criteria.

Full IVREF Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.