Is IVTJF or QYLD a better dividend investment in 2026?

IVTJF currently yields 6.75% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between IVTJF and QYLD?

IVTJF has a forward dividend yield of 6.75% ($0.51/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 5.17 percentage points.

Home › Compare › IVTJF vs QYLD

IVTJF vs QYLD: Dividend Comparison 2026

IVTJF yields 6.75% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 IVTJF wins by $208.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

IVTJF

● Live price

6.75%

Share price

$7.49

Annual div

$0.51

5Y div CAGR

34.6%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$234.3K

Annual income

$93,971.18

Full IVTJF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — IVTJF vs QYLD

📍 IVTJF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IVTJF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IVTJF + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

—

Dec

—

IVTJF pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IVTJF

Annual income on $10K today (after 15% tax)

$573.71/yr

After 10yr DRIP, annual income (after tax)

$79,875.50/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, IVTJF beats the other by $75,065.09/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of IVTJF + QYLD for your $10,000?

IVTJF: 50%QYLD: 50%

100% QYLD50/50100% IVTJF

Portfolio after 10yr

$129.8K

Annual income

$49,815.25/yr

Blended yield

38.37%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IVTJF buys

QYLD buys

No recent congressional trades found for IVTJF or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIVTJFQYLD

Forward yield	6.75%	11.92% ✓
Annual dividend / share	$0.51	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	34.6% ✓	0%
Portfolio after 10y	$234.3K ✓	$25.4K
Annual income after 10y	$93,971.18 ✓	$5,659.31
Total dividends collected	$196.3K ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: IVTJF vs QYLD ($10,000, DRIP)

Year	IVTJF Portfolio	IVTJF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,608	$908.49	$10,352	$1,192.36	+$1.3K → IVTJF
2	$13,748	$1,326.65	$10,830	$1,347.57	+$2.9K → IVTJF
3	$16,686	$1,976.39	$11,460	$1,539.07	+$5.2K → IVTJF
4	$20,872	$3,017.64	$12,275	$1,777.84	+$8.6K → IVTJF
5	$27,081	$4,748.22	$13,323	$2,078.95	+$13.8K → IVTJF
6	$36,727	$7,749.91	$14,667	$2,463.34	+$22.1K → IVTJF
7	$52,519	$13,221.24	$16,396	$2,960.57	+$36.1K → IVTJF
8	$79,978	$23,782.94	$18,631	$3,612.97	+$61.3K → IVTJF
9	$131,137	$45,559.81	$21,548	$4,482.15	+$109.6K → IVTJF
10	$234,287	$93,971.18	$25,398	$5,659.31	+$208.9K → IVTJF

IVTJF vs QYLD: Complete Analysis 2026

IVTJF — Stock

Investec Group provides various financial products and services in the United Kingdom South Africa, and internationally. The company offers wealth and investment products and services, including portfolio management, discretionary wealth management, financial planning, stockbroking/execution, pensions and retirement, and investment advisory services for private clients, charities, pension funds and trusts. It also provides specialist banking products and services comprising private banking products, such as lending, savings, foreign exchange, private capital, and transactional banking services; corporate and investment banking products, including lending, advisory, hedging, cash deposits and savings, and equity placement services to government, institutions, corporates, and intermediaries. Investec Group was founded in 1974 and is based in Sandton, South Africa.

Full IVTJF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.