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IVTY vs SCHD: Dividend Comparison 2026

IVTY yields 27.06% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 IVTY wins by $82.6K in total portfolio value
10 years
IVTY
IVTY
● Live price
27.06%
Share price
$7.39
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$111.6K
Annual income
$13,493.08
Full IVTY calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — IVTY vs SCHD

📍 IVTY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIVTYSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, IVTY + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
IVTY pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IVTY
Annual income on $10K today (after 15% tax)
$2,300.41/yr
After 10yr DRIP, annual income (after tax)
$11,469.12/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, IVTY beats the other by $11,109.90/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IVTY + SCHD for your $10,000?

IVTY: 50%SCHD: 50%
100% SCHD50/50100% IVTY
Portfolio after 10yr
$70.3K
Annual income
$6,957.84/yr
Blended yield
9.90%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IVTY buys
0
SCHD buys
0
No recent congressional trades found for IVTY or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIVTYSCHD
Forward yield27.06% ✓3.44%
Annual dividend / share$2.00 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$111.6K ✓$29.0K
Annual income after 10y$13,493.08 ✓$422.61
Total dividends collected$73.1K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: IVTY vs SCHD ($10,000, DRIP)

YearIVTY PortfolioIVTY Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$13,406$2,706.36$11,224$344.10+$2.2K → IVTY
2$17,736$3,390.88$12,567$354.98+$5.2K → IVTY
3$23,170$4,192.43$14,038$365.30+$9.1K → IVTY
4$29,910$5,118.62$15,648$375.06+$14.3K → IVTY
5$38,179$6,175.45$17,410$384.27+$20.8K → IVTY
6$48,219$7,367.06$19,335$392.95+$28.9K → IVTY
7$60,290$8,695.61$21,437$401.10+$38.9K → IVTY
8$74,671$10,161.15$23,733$408.75+$50.9K → IVTY
9$91,660$11,761.66$26,237$415.91+$65.4K → IVTY
10$111,569$13,493.08$28,968$422.61+$82.6K → IVTY

IVTY vs SCHD: Complete Analysis 2026

IVTY — Stock

IVTY is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in IVTY shares.

Full IVTY Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.